Browsing Category

Credit Cards

Credit Cards

Why You Should Get A Credit Card Today

Contrary to popular belief, using a credit card is actually good for your finances, but before you jump for joy, it must be noted that a credit card needs to be handled responsibly for you to reap its benefits. If used right, credit cards are quite useful. In fact, the Bank of America notes that credit cards can help build your credit or even repair it. They can also protect your transactions and give you insurance for a number of things.

Continue Reading

Credit Cards

Things You May Not Know About Credit Cards

Credit cards, whether you love them or hate them, it’s more than likely that we have at least one in our wallet. The thing is that if we were honest a lot of us don’t know all the ins and outs of using them to pay for things. In fact, there is quite a lot of info that isn’t common knowledge that can stop you getting into trouble with your credit, or help you when you have. Read on to find out more.

Continue Reading

Credit Cards

Improve Your Money Habits & Learn To Live Without A Credit Card

Having credit card debt or personal loans has become a natural habit for many of us – some people don’t even think about their credit card as “debt” but relying on it to get by from month to month is a bad habit that can damage your long-term financial situation. But like all bad habits it can be broken and your finances will be healthier for it. Credit cards are so common now that it is rare to find someone without one unless they have a poor credit history (or, indeed, no credit history at all if they are young and just starting their first job), but just because they are common doesn’t mean you need one. You might think card debt is somehow acceptable, certainly more so than, say, doorstep loans or other short-term loans but working to build up some savings is always a better option.

Continue Reading