Millions of people struggle with student loans when they graduate. Even if they make their monthly payments, research shows that over 60% of current student loan holders expect to be paying off their student loans in their 40s. A combination of high debt and high interest can extend the life of a loan.
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Getting a loan is something that many people do these days. A loan is something that can help you when you need a larger sum of money, but there are plenty of difficulties when it comes to loans as well.
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The economy is unstable.  Saving money is one of the best alternatives, but sadly it can be quite hard to save money sometimes.  Major purchases, like a car or a house require a larger sum of money, and most people do not have that available right away. There can also be unexpected emergencies that require money right away.
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Ways To Reduce The Cost Of Borrowing

by Pam on October 31, 2017

There is plenty of advice online about how to save money for your household budget. Many experts will make it clear you should stop borrowing, and put aside money for rainy days, build up a good savings account, and free up cash in as many ways as possible.

But the reality is that the vast majority of us have to borrow – it’s part of modern life. And for many households, it’s the cost of borrowing that often causes so many financial issues.
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5 Tips For Dealing With Debt

by Pam on October 10, 2017

Getting into debt is something that could happen to any of us. However, money is often a subject that people don’t want to talk about. Dealing with debt can be challenging and it isn’t something you want to be doing alone, you should talk about it,  gather resources and help. Here are 5 tips that will help you deal with your debt. Remember that debt doesn’t need to tear us apart. We can deal with it.
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