Ways To Reduce The Cost Of Borrowing

by Pam on October 31, 2017

There is plenty of advice online about how to save money for your household budget. Many experts will make it clear you should stop borrowing, and put aside money for rainy days, build up a good savings account, and free up cash in as many ways as possible.

But the reality is that the vast majority of us have to borrow – it’s part of modern life. And for many households, it’s the cost of borrowing that often causes so many financial issues.
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5 Tips For Dealing With Debt

by Pam on October 10, 2017

Getting into debt is something that could happen to any of us. However, money is often a subject that people don’t want to talk about. Dealing with debt can be challenging and it isn’t something you want to be doing alone, you should talk about it,  gather resources and help. Here are 5 tips that will help you deal with your debt. Remember that debt doesn’t need to tear us apart. We can deal with it.
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Ways To Deal With Your Debt

by Pam on October 5, 2017

Money is a subject that most don’t want to talk about. Those who have enough of it don’t need to think about it much and those who don’t have it can think about nothing else! Money is a stressful subject, and we already know that feelings of depression and anxiety are linked to problems with debt.
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Personal Finance Tips For Students

by Pam on September 7, 2017

Keeping your finances tight and collected as a student is a pretty hard thing to do. You’re going to be living on your own for the first time which means that money is going to be flying out everywhere to keep you going, not to mention that you’re going to be on a limited budget! With that being said, there are a few things that you can do to make sure that your finances stay in the best condition that they can, so here’s a few ways to keep you in the green!
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Interesting Facts About Your Credit Score

by Pam on August 31, 2017

There are two things the general public know about their credit score: it’s either good or bad! After that, the majority of us don’t have a clue about how the system works, how it affects our rating, or what that means for our financial future. If you are like most people, this realization will hit home with some force. The fact that you might be boosting or ruining your rating without knowing it is pretty shocking. Thankfully, you can brush up on your knowledge and learn more about what affects a credit score.
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Even if you are drowning in debt, the idea of a debt consolidation loan won’t appeal. The reason is the stigma behind the loan itself. Lots of people think there is never a time to consolidate all of their debts into one manageable loan. Why? It’s because you might spend more in the long run, and you stand to be in more debt. However, there are times when debt consolidation is a viable option and is worth considering. If you don’t know what these scenarios are, you can take a look at the following.
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A good credit score can unlock many possibilities in your life, making it easier for you to secure a loan, rent an apartment, or start a business. However, according to a recent survey conducted by LendEDU, about 25 percent of millennials do not know what a credit score is. A total of 500 people aged 17 to 37 participated in the poll, which tested their credit score knowledge.
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