<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Pennysaverblog &#187; Debt</title>
	<atom:link href="http://www.pennysaverblog.com/category/debt/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.pennysaverblog.com</link>
	<description>Smart Finance and Money Saving Tips</description>
	<lastBuildDate>Fri, 03 Feb 2012 09:15:25 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.3.1</generator>
		<item>
		<title>The Pros And Cons Of Equity Release Schemes</title>
		<link>http://www.pennysaverblog.com/the-pros-and-cons-of-equity-release-schemes/</link>
		<comments>http://www.pennysaverblog.com/the-pros-and-cons-of-equity-release-schemes/#comments</comments>
		<pubDate>Mon, 30 Jan 2012 10:19:03 +0000</pubDate>
		<dc:creator>Guest</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[home equity]]></category>
		<category><![CDATA[smart debt]]></category>

		<guid isPermaLink="false">http://www.pennysaverblog.com/?p=3784</guid>
		<description><![CDATA[Equity release schemes are programs that let homeowners access the money tied up with their property. These programs mainly benefit people between the ages of 55-70 who have already paid off their mortgage and own their home. What is an equity release scheme? An equity release scheme is basically a loan, which is paid in [...]]]></description>
		<wfw:commentRss>http://www.pennysaverblog.com/the-pros-and-cons-of-equity-release-schemes/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Should I Take Out An RRSP Loan?</title>
		<link>http://www.pennysaverblog.com/should-i-take-out-an-rrsp-loan/</link>
		<comments>http://www.pennysaverblog.com/should-i-take-out-an-rrsp-loan/#comments</comments>
		<pubDate>Fri, 27 Jan 2012 10:33:26 +0000</pubDate>
		<dc:creator>Pam</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[RRSP]]></category>
		<category><![CDATA[RRSP contributions]]></category>
		<category><![CDATA[RRSP loans]]></category>

		<guid isPermaLink="false">http://www.pennysaverblog.com/?p=3788</guid>
		<description><![CDATA[What is an RRSP Loan? When you borrow money from the bank in order to contribute to your RRSPs, you are using an RRSP loan.  There are different types available. Some need to be paid off within a year, while others you can pay off over a much longer time period.  You will often be [...]]]></description>
		<wfw:commentRss>http://www.pennysaverblog.com/should-i-take-out-an-rrsp-loan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Online Cash Loans Can Be Used To Cover Funeral Costs</title>
		<link>http://www.pennysaverblog.com/how-online-cash-loans-can-be-used-to-cover-funeral-costs/</link>
		<comments>http://www.pennysaverblog.com/how-online-cash-loans-can-be-used-to-cover-funeral-costs/#comments</comments>
		<pubDate>Thu, 12 Jan 2012 10:01:52 +0000</pubDate>
		<dc:creator>Guest</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[payday loans]]></category>

		<guid isPermaLink="false">http://www.pennysaverblog.com/?p=3724</guid>
		<description><![CDATA[We often think of online cash loans as associated with our living costs, with good reason. Even the thriftiest can be hit with unprecedented unemployment, injury or illness that leaves them cash short. Instant cash loans are invaluable in filling short-term needs. However, did you know that online cash loans can also come in handy [...]]]></description>
		<wfw:commentRss>http://www.pennysaverblog.com/how-online-cash-loans-can-be-used-to-cover-funeral-costs/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How We Saved Thousands On Our Mortgage</title>
		<link>http://www.pennysaverblog.com/how-we-saved-thousands-on-our-mortgage/</link>
		<comments>http://www.pennysaverblog.com/how-we-saved-thousands-on-our-mortgage/#comments</comments>
		<pubDate>Wed, 30 Nov 2011 10:50:18 +0000</pubDate>
		<dc:creator>Pam</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage savings]]></category>
		<category><![CDATA[mortgage tips]]></category>
		<category><![CDATA[smart debt]]></category>

		<guid isPermaLink="false">http://www.pennysaverblog.com/?p=3357</guid>
		<description><![CDATA[When my husband and I bought our first home we started off with a 5 year fixed rate mortgage with an amortization of 25 years.  Within our first year when we looked at our mortgage statement we were floored when we discovered that we had spent more than $7000 in interest in our first year!!!  [...]]]></description>
		<wfw:commentRss>http://www.pennysaverblog.com/how-we-saved-thousands-on-our-mortgage/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>5 Things To Consider Before Buying Mortgage Life Insurance</title>
		<link>http://www.pennysaverblog.com/5-things-to-consider-before-buying-mortgage-life-insurance/</link>
		<comments>http://www.pennysaverblog.com/5-things-to-consider-before-buying-mortgage-life-insurance/#comments</comments>
		<pubDate>Fri, 04 Nov 2011 11:12:55 +0000</pubDate>
		<dc:creator>Pam</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[mortgage disability insurance]]></category>
		<category><![CDATA[mortgage insurance]]></category>
		<category><![CDATA[mortgage life insurance]]></category>
		<category><![CDATA[mortgage tips]]></category>

		<guid isPermaLink="false">http://www.pennysaverblog.com/?p=3270</guid>
		<description><![CDATA[Buying extra life insurance that is attached to your mortgage may be a good idea for some folks; however, there are a few things you should consider before making your decision. 1. Do you already have life insurance?  You may already have adequate life insurance through your work or another company.  If you already have [...]]]></description>
		<wfw:commentRss>http://www.pennysaverblog.com/5-things-to-consider-before-buying-mortgage-life-insurance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What To Do If You Default On A Loan</title>
		<link>http://www.pennysaverblog.com/what-to-do-if-you-default-on-a-loan/</link>
		<comments>http://www.pennysaverblog.com/what-to-do-if-you-default-on-a-loan/#comments</comments>
		<pubDate>Mon, 25 Jul 2011 10:55:27 +0000</pubDate>
		<dc:creator>Guest</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[loan default]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[smart debt]]></category>

		<guid isPermaLink="false">http://www.pennysaverblog.com/?p=2982</guid>
		<description><![CDATA[As time goes on, loan defaulters are increasing in huge numbers. Students are taking out loans and are not able to repay them in time.  Some are not able to pay them back due to financial turmoil and some avoid repayment purposely. Whatever the reason, the aftereffects of not paying back a loan are simply [...]]]></description>
		<wfw:commentRss>http://www.pennysaverblog.com/what-to-do-if-you-default-on-a-loan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Choose The Right Equity Release Plan For You</title>
		<link>http://www.pennysaverblog.com/choose-the-right-equity-release-plan-for-you/</link>
		<comments>http://www.pennysaverblog.com/choose-the-right-equity-release-plan-for-you/#comments</comments>
		<pubDate>Fri, 15 Jul 2011 11:23:38 +0000</pubDate>
		<dc:creator>Guest</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[equity]]></category>
		<category><![CDATA[equity release plan]]></category>
		<category><![CDATA[home equity]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[retirement funds]]></category>

		<guid isPermaLink="false">http://www.pennysaverblog.com/?p=2964</guid>
		<description><![CDATA[Does your old and weak body no longer allow you to earn a living? Is your life long savings not sufficient for  life after retirement?  Do you find difficulties in finding enough spending money due to expensive medicine? Are your successors avoiding you just to deny their responsibilities towards you? If all these incidents are [...]]]></description>
		<wfw:commentRss>http://www.pennysaverblog.com/choose-the-right-equity-release-plan-for-you/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>

