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	<title>Pennysaverblog &#187; Family</title>
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		<title>A Great Way To Spend Time With Your Kids This Christmas &#8211; Make Dough Ornaments</title>
		<link>http://www.pennysaverblog.com/a-great-way-to-spend-time-with-your-kids-this-christmas-make-dough-ornaments/</link>
		<comments>http://www.pennysaverblog.com/a-great-way-to-spend-time-with-your-kids-this-christmas-make-dough-ornaments/#comments</comments>
		<pubDate>Mon, 19 Dec 2011 11:08:24 +0000</pubDate>
		<dc:creator>Pam</dc:creator>
				<category><![CDATA[Family]]></category>
		<category><![CDATA[Christmas activities]]></category>
		<category><![CDATA[Christmas crafts]]></category>
		<category><![CDATA[Christmas ideas]]></category>

		<guid isPermaLink="false">http://www.pennysaverblog.com/?p=3437</guid>
		<description><![CDATA[&#160; &#160; &#160; With Christmas just around the corner, it’s time to get your creative juices flowing.   Your kids are going to want to do something cool this Christmas with you, so why not create some great memories by making your own Christmas ornaments this year?  There’s a really simple dough recipe below that you [...]]]></description>
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		<title>Are Your Family Finances Recession Proof?</title>
		<link>http://www.pennysaverblog.com/are-your-family-finances-recession-proof/</link>
		<comments>http://www.pennysaverblog.com/are-your-family-finances-recession-proof/#comments</comments>
		<pubDate>Fri, 09 Dec 2011 11:03:22 +0000</pubDate>
		<dc:creator>Guest</dc:creator>
				<category><![CDATA[Family]]></category>
		<category><![CDATA[family finances]]></category>
		<category><![CDATA[recession proof]]></category>
		<category><![CDATA[recession tips]]></category>

		<guid isPermaLink="false">http://www.pennysaverblog.com/?p=3409</guid>
		<description><![CDATA[Everybody is scared of a possible recession. This has become apparent during the last global financial crisis. Now, many households are assessing the stability of their finances. Of course, no one wants to be a casualty of any possible recession. Are your family finances recession-proof? Here is a simple checklist. 1. The main source of [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Financial Steps To Consider Before Marriage</title>
		<link>http://www.pennysaverblog.com/financial-steps-to-consider-before-marriage/</link>
		<comments>http://www.pennysaverblog.com/financial-steps-to-consider-before-marriage/#comments</comments>
		<pubDate>Wed, 09 Nov 2011 10:57:07 +0000</pubDate>
		<dc:creator>Guest</dc:creator>
				<category><![CDATA[Family]]></category>
		<category><![CDATA[couples and money]]></category>
		<category><![CDATA[family finance]]></category>
		<category><![CDATA[marriage and money]]></category>

		<guid isPermaLink="false">http://www.pennysaverblog.com/?p=3288</guid>
		<description><![CDATA[Music lyrists would have us believe that ‘even though we ain’t got money, I’m so in love with you honey’ is enough to guarantee a fairy tale future. And while it’s also true that money can’t buy love, it sure can ease the finances in a relationship. But for most us, financial struggles are an [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Couples Without Kids Have Endless Opportunities</title>
		<link>http://www.pennysaverblog.com/couples-without-kids-have-endless-opportunities/</link>
		<comments>http://www.pennysaverblog.com/couples-without-kids-have-endless-opportunities/#comments</comments>
		<pubDate>Fri, 30 Sep 2011 10:51:40 +0000</pubDate>
		<dc:creator>Pam</dc:creator>
				<category><![CDATA[Family]]></category>
		<category><![CDATA[couples]]></category>
		<category><![CDATA[lifestyle]]></category>
		<category><![CDATA[no kids]]></category>

		<guid isPermaLink="false">http://www.pennysaverblog.com/?p=2900</guid>
		<description><![CDATA[I know life doesn’t end after you have kids, but being married without kids has fewer responsibilities and does allow you to have a lot more freedom to do what you want with your money. Also referred to as D.I.N.K.s, (Double Income No Kids), couples who don’t have children can freely choose to live their [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>It Is Okay To Say No Sometimes</title>
		<link>http://www.pennysaverblog.com/it-is-okay-to-say-no-sometimes/</link>
		<comments>http://www.pennysaverblog.com/it-is-okay-to-say-no-sometimes/#comments</comments>
		<pubDate>Wed, 21 Sep 2011 11:01:30 +0000</pubDate>
		<dc:creator>Pam</dc:creator>
				<category><![CDATA[Family]]></category>
		<category><![CDATA[educating kids]]></category>
		<category><![CDATA[finance education]]></category>
		<category><![CDATA[kids and money]]></category>
		<category><![CDATA[parenting]]></category>
		<category><![CDATA[saying no]]></category>

		<guid isPermaLink="false">http://www.pennysaverblog.com/?p=2871</guid>
		<description><![CDATA[Some parents feel like they must give their children whatever they want, despite the cost.  They feel that if they say “no” to their kids, their children will feel unloved or neglected.  This is simply not the case.  Kids just want to be loved.  They don’t need all the fancy gizmos and gadgets.  They might [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Use Sesame Street To Teach Your Kids About Money</title>
		<link>http://www.pennysaverblog.com/use-sesame-street-to-teach-your-kids-about-money/</link>
		<comments>http://www.pennysaverblog.com/use-sesame-street-to-teach-your-kids-about-money/#comments</comments>
		<pubDate>Wed, 06 Jul 2011 11:54:57 +0000</pubDate>
		<dc:creator>Pam</dc:creator>
				<category><![CDATA[Family]]></category>
		<category><![CDATA[educate kids]]></category>
		<category><![CDATA[kids and money]]></category>
		<category><![CDATA[teach kids]]></category>

		<guid isPermaLink="false">http://www.pennysaverblog.com/?p=2940</guid>
		<description><![CDATA[Sesame Street has a website that parents and educators can use to teach kids about money, making choices, and more.  Children learn about money by observing their parents and by following their example.  As a parent or educator you can guide your children’s understanding with easy activities about making choices, determining what is valuable, sharing, [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Do You Have A Will?</title>
		<link>http://www.pennysaverblog.com/do-you-have-a-will/</link>
		<comments>http://www.pennysaverblog.com/do-you-have-a-will/#comments</comments>
		<pubDate>Wed, 22 Jun 2011 11:06:38 +0000</pubDate>
		<dc:creator>Pam</dc:creator>
				<category><![CDATA[Family]]></category>
		<category><![CDATA[make a will]]></category>
		<category><![CDATA[power of attorney]]></category>
		<category><![CDATA[will]]></category>

		<guid isPermaLink="false">http://www.pennysaverblog.com/?p=2817</guid>
		<description><![CDATA[Recently my husband and I decided it was time for us to create a will and set up a power of attorney.  We have been married now for about 6 years and we realized that if something happened to both of us at the same time, no one would really know what we would want [...]]]></description>
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