save-money-by-taking-courses-onlineAre you thinking about starting an online course soon? If so, there are millions of other people who are finding it much more convenient and affordable to study online. Below are five of the most important ways why taking an online course will save you money.

1. You Don’t Have to Travel to Lectures and Classes

Traditionally, you had to attend class-based lectures on a regular basis. This meant you had to either travel each day to and from your college or university, or you had to find accommodation close to the educational institution you were attending.

Thanks to the internet and the online courses that are now available, this is no longer the case. You can simply start up your laptop and work from any location. This is perfect for people who want to study from home or those who want to study in different places. [click to read…]


Traits To Look For When Hiring A Lawyer

by Guest on October 18, 2016

tips-for-hiring-a-lawyerLawyers play such a vital role in society today. If it were not for their knowledge of the law, you would probably not get to walk away free in the event that you may have been caught on the wrong side of the law.  You know that you cannot get through cases such as Criminal Defense in Texas on your own. You will need the help of someone who is well versed with the law; one who knows the law in and out. That way, you will be sure of getting the best representation. If you have ever been caught in one of those sticky situations, you must know that a good lawyer is what you need.

A good lawyer will help you to understand the kind of offense that you may have committed and then work with you to ensure that you get the best outcome possible. That is the beauty of having a lawyer. When it comes to hiring a lawyer though, you need to be careful. Fraudsters exist and you are one of their potential targets.

Do not hire just any lawyer in town, you need to ensure that you get the best of the best. Here are some of the things that you may need to look at when looking for a lawyer to hire:
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ways-to-simplify-your-lifeMoving in with a partner can seem like a daunting task, but more so when they live in 230 square feet! Over the past month, my partner and I have moved in together with a space of only 230 square feet and we couldn’t be happier.

We’re so ecstatic because living in such a small space and saving money for the trip of a lifetime is forcing us to be more simplistic in our approach to life. We are keeping on the essentials in our home and we are getting rid of everything else.

As a woman, this means getting rid of many of my personal items and clothing that have accumulated over the past few years. The past three months have been a whirlwind, but I have managed to generate nearly $4,000 from selling my unessential items. For someone with a lot of possessions, this might sound like a travesty, but believe me when I say it’s one of the best things that’s ever happened to me.
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How To Break The Paycheck To Paycheck Cycle

by Pam on September 21, 2016

breaking-the-paycheck-to-paycheck-cycleOkay, so you have graduated from college, you landed a good job, and you are ready to start your own life now. But, the problem is, you are already living paycheck to paycheck.  While you are no longer in college, you may still feel like you are living the life of a struggling college student and this is quite disappointing. You were ready to kiss that life goodbye and finally be able to live the way you want. Unfortunately, it did not happen that way. But, luckily for you, this article will help you break that horrible paycheck-to-paycheck cycle.

What Is This Paycheck-to-Paycheck Life?
The paycheck-to-paycheck life is one where you are waiting to receive your next paycheck or deposit to make financial moves in your life such as buying groceries or paying a bill that is due. This type of lifestyle can be depressing for many and cause a lot of anxiety and stress, especially if you know that you will run out of food or a bill comes due BEFORE your expected paycheck or deposit.
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Busted Myths About Personal Finance

by Pam on June 24, 2016

myths about personal financeThere’s no denying it; money is one of the most important things in our lives. It dictates everything we do in this world. Therefore, improving personal financial situations should be at the top of everyone’s agenda.

Regardless of any other life factor, we can all appreciate the importance of money. However, it’s a complex subject that most people struggle to gain a grasp of. In most cases, the main source of trouble is that we follow false information. Quite frankly, those financial myths could be doing far more harm than good.

Acquiring a deeper understanding will naturally put you in a far more powerful position. Here are 12 of the most common misconceptions. Learn the truth behind them, and you should be able to boost your finances in no time.
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what determines auto insurance premiumsInsurance companies often use statistical calculation methods to determine how much coverage they should offer their customers and how much the premium should be. It’s not easy at all and they have to consider a long list of things.

Let’s discuss the factors that determine insurance coverage and premiums here.

Your location

Where do you live? You don’t have to tell me, but you have to tell this to the auto insurance company. Your location is among the crucial factors that determine the coverage and premiums of the policy.

If you live in a small town like Taos, New Mexico or in Santa Barbara, California, the the odds of getting into an accident are low. Big cities like New York, on the other hand, are full of traffic and accidents are very common.
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Making Insurance Work With Your Finances

by Pam on March 31, 2016

insurance tipsI think all of us know about the temptation to skip on insurance. So many of us are trying to save as much money as we can. Insurance sometimes just seems like an annoying extra expense, one that doesn’t really do anything for you. It can also be quite a complex business. There’s not just one kind of car insurance or life insurance. There’s different price tiers, different considerations and conditions to select, etc.

But if you don’t have insurance, then you could be putting yourself and your finances at severe risk. What’s more is that there are several forms of insurance that are forced upon you. How can you make insurance needs comply with your budgeting?
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