Building your own home is an exciting endeavor and it will require a great deal of planning and wise decision-making before you can get started.  Below are some things you will want to consider before going ahead with your big project.

  • How much house do you need?

Being that this is a blog geared towards making wise financial decisions, the very first thing that comes to mind when thinking about building a home is considering what size of home is actually needed.  These days it seems that everyone wants to have this gigantic home – but do you really need it?  And do you really want to clean it, or can you afford a housekeeper?
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The Growth Of Financial Technology

by Guest on February 1, 2017

Our world is changing rapidly.  Technology is more important than it ever has been.  As you can see from the info-graphic below, financial technology is having a huge impact on our world today.  To find out more information, check out FinTech Compliance.
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Suffering a major financial blow is never easy. If it hits your business, it can affect your reputation and also the well being of your employees. If it hits your home, it can put a strain on personal relationships and can also lead to huge amounts of stress. Generally speaking, most of us are prepared for whatever life has to throw at us in terms of our finances. For example, if we know we have a potentially sizable tax bill just around the corner, we cut back on our spending the month before. Even if it’s larger than we expected, it’s no matter – we just get over it, and pretty soon everything’s alright again. But there are some circumstances it is very difficult to prepare for, and one of those is what to do when your home or business is at the mercy of extreme weather. Both can suffer on a scale that varies from being a minor inconvenience to you, right up to devastating consequences. Here are a few ways you can take action to stop the weather costing you a fortune.
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Tips For Selling Your Home

by Pam on January 26, 2017

Selling your home is a costly business. From solicitors costs to realtor charges, it can leave you with little money by the end of your sale. However, it doesn’t have to end up costing the earth if you are clued up about the costs in the first place. That way, you will get no hidden surprises that will end up leaving you in debt. Therefore, here are some tips every homeowner needs so that you don’t end up in financial woe when you sell up.
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4 Things You Should Know About Bitcoins

by Pam on January 10, 2017

While the financial world is anything but predictable, few innovations hail such a change as bitcoins. Only entering public consciousness in 2008, the bitcoin is a relatively recent discovery, and as such, its full impact on the way we think about currency is yet to develop.

As with any major shift, many are keen to capitalize on the opportunities this new form of digital currency could offer. But before this can happen, there are 4 things you should know about bitcoins.

Who Invented the Bitcoin?

The identity of the bitcoin’s inventor is still a matter of some interest. The shadowy figure named Satoshi Nakamoto has never appeared or been photographed by the press, and was claimed, in 2016, to be an alias for Australian entrepreneur Craig Wright. Initially convincing, Wright’s story eventually crumbled under scrutiny, and while he maintains his claim, the larger bitcoin community has deduced his proof inadequate.
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How To Avoid Huge Student Debts

by Pam on January 9, 2017

The enormous costs of university, made worse by the rising costs of living, puts many people off furthering their education. However, there are several ways you can avoid student debt if you think further education is for you. Here are some of the best.

Choose Your Courses Wisely

Do your research and think about what it is you really want to do with your life. Don’t commit to longer courses, and higher fees, unnecessarily. For example, many people dream of becoming a physician, however a recent study showed many physicians actually recommend becoming a nurse practitioner instead. The careers of a nurse practitioner and doctor can be similar, and while being a physician pays more, it takes a lot longer to complete your training, and the working hours can be a lot more flexible for an NP. Do your research into the difference between nurse practitioner and doctor before you decide. This applies to many other career paths also. [click to read…]

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Are you in a hurry to sell your home? Do you need to move quickly or are you desperate for a change of scenery? If you’re a homeowner, you want to get the best possible price for your home. Real estate can be a very valuable and important asset. Sometimes, a quick sale means losing out. However, this is not always the case. Here are some tips to help you attract buyers and sell swiftly without losing money.

Do some sprucing

First impressions are all-important when it comes to selling a house. You don’t need to spend time and money making the house look pristine, but a bit of sprucing can make all the difference. Make sure your house is clean and tidy. Clear away clutter, make the beds, and wipe down surfaces in the kitchen and bathrooms. Mow the lawn, and give the front door a coat of paint. Put yourself in a buyer’s shoes. What would you think of you came to look around? Are there any obvious problems on view? Or could you do anything to make the property look more appealing?
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