by Guest on January 24, 2012
Owning or renting a large home, condo, or apartment comes with a ton of responsibility both financially and physically. For many looking to take a few burdens out of their life, downsizing their homes may be a good option – especially if you are now empty-nesters. Downsizing your home space can save you a couple, if not several, hundred dollars a month – giving you the financial freedom you’ve been seeking. A few of the most advantageous ways downsizing saves you money includes:
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by Pam on January 23, 2012
Can you believe that most households in North America waste about 25% of their food? Want to reduce the amount of food you waste every year? Below are some great freezer tips that will help you to do just that.
1. If you have leftovers from dinner, put them directly into the freezer so that they don’t go to waste, rather than forgetting about them in the fridge and then throwing them out because they’ve gone bad.
2 Prevent freezer burn by double bagging your food. Put individual items into inexpensive sandwich bags and then put a number of the smaller bags together in a larger freezer bag. You can reuse the freezer bag over and over since it never touches the food directly.
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by Guest on December 21, 2011
Home insurance is a necessity for home owners across the US and Canada. You cannot risk having an accident or burglary and not having the means to cover it. Repairs are expensive and the cost of replacing damaged or stolen goods may run into the thousands of dollars. Heirlooms may be irreplaceable. It is far easier to avoid that stress and insure your home. In these tough times, saving money on your essentials is something you should not be afraid of doing, even on things like insurance, which a lot of people just don’t bother touching. We will look at different ways of saving money on your home insurance in this article.
Examine Your Deductible
This is one of the simplest ways to save money. A deductible is how much you have to pay towards damage, theft, etc. to your home. Your insurer will cover the rest. Say you have an accident which causes $10,000 worth of damage and you have a deductible of $3,000. You will pay the $3,000 and your insurer will pay the remaining $7,000. Increasing your deductible will reduce your monthly premiums. Remember to only increase it to something you can afford. Don’t put your finances under pressure.
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by Pam on October 19, 2011
Many people think that if you and your family decide to make green choices you will end up spending more money. And in some ways that’s true. For instance, if you insist on buying only organic produce in the grocery store and not at more affordable places such as farmer’s markets, then yes, you will spend a lot more on groceries.
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by Pam on August 19, 2011
I recently read an article about a woman who lives in a tiny New York City apartment that is just 90 square feet. Her bed is within a few feet of her ceiling and she doesn’t have room for a kitchen. She’s in a prime location near Central Park and she says she is content with her living conditions. It allows her to spend money on other things besides a huge rent bill.
There is always a trade off, I guess. If you want to live really comfortably but still live in a prime location, you have to expect to pay a lot more. If your goals are to travel, eat out a lot, etc. then you may not be able to afford the luxury of having the best of both worlds and you may need to live in a much smaller place.
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Selling your home is a big deal. You want to ensure that you get the most you can for your home. When my husband and I recently sold our home, we chose to sell using a real estate agent. However, not everyone feels it is necessary to hire an agent.
If you plan on selling your home on your own, I would recommend that you do some research before putting your house up for sale. Before we had decided firmly on hiring an agent, I was searching online to see what information was available for people wanting to sell privately. I came across a website that lists the 14 biggest mistakes that homeowners make when they try to sell their homes privately.
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