Create Some Financial New Year’s Resolutions for 2010

by Pam on January 6, 2010

Now that 2010 has come upon us, I think it’s important to make a few New Year’s Resolutions.  When it comes to finances, it’s always important to set goals and to stick with them.  I want to share with you my three main Financial New Year’s Resolutions for 2010 in hopes that they will encourage you to set your own goals for this New Year.

Resolution #1:  Stick within our grocery budget.  I often tend to overspend on groceries and I have discovered that little extras here and there tend to add up quite quickly.  I vow to be more careful in 2010 and am bound and determined to stick within my grocery budget.

Resolution #2:  Since my husband and I plan to do some extensive traveling in the near future, we want to save as much money as possible this year in every way possible.  I also plan on working some overtime in the hopes of building up our travel fund even quicker.  I find it is much easier to save when we have an exciting use for the money.  It is quite boring to save otherwise.  So, yes, my second resolution is to save, save, and save some more!

Resolution #3:  I vow to do more homework on learning how to be more tax efficient with our money.  I will do more number crunching to determine how much is worth contributing to our RRSPs and how much should be set aside elsewhere to supplement our retirement income.  I also want to do further research on the home renovation tax credit to see if we can take advantage of this program before it’s too late.

For other financial resolutions ideas for 2010, check out globeinvestor.com’s article on the subject at this link.

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