Do You Have A Will?

by Pam on June 22, 2011

Recently my husband and I decided it was time for us to create a will and set up a
power of attorney.  We have been married now for about 6 years and we realized that if something happened to both of us at the same time, no one would really know what we would want done with our assets.

This realization prompted us to pay the $275 worth of lawyer fees to get everything set up.  If you don’t have a will, maybe it’s time you thought of setting one up.  Although it is somewhat uncomfortable thinking about a time when you won’t be on this earth, it is inevitable and we might as well just face that fact.

It is important that you make it as easy as possible for the loved ones you are leaving behind.  If they know your final wishes, then they can ensure that your will is carried out.  Without a will, it just creates headaches for your loved ones and they are already going to be grieving your loss, so the last thing they are going to need is added stress because you didn’t bother to take the time to make a will.

A power of attorney is also really important.  If in the event you ever become incapacitated due to a brain injury or something else, you can be confident that your power of attorney will take care of your business with your best interests in mind.  Again, it just makes everything easier.  Your power of attorney can act on your behalf when you are no longer able to do so.  Assigning your spouse will allow for your spouse to fully take care of you much more freely in the event that something tragic happens.

If you have children, it is even more important that you make a will ASAP.  You will need to assign guardians to ensure that your children are well cared for in the event that both parents pass away.  Even though you may not have a lot of assets, it is still worth your while to prepare properly.  When people are young they may believe they are invincible, but no one knows when their time is up. I have heard too many sad stories of children whose parents have passed away but they didn’t have a proper will made.  Do not let this happen to your family.

Not having a will is kind of selfish, at least in my opinion.  If you don’t have a will made, please consider making one ASAP.  You will not regret it and you will have peace of mind knowing that your assets will go to the people or organization(s) you care about.

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