Hello, My First Blog, and Me!

My name is Pam and my husband and I are both dedicated to being financially smart. We both work full time and it is our hope that someday we will be able to work fewer hours so that when we have kids we will be able to spend more time with them. We have discovered some simple ideas that have helped us to save our pennies for a rainy day, and we wanted to share them with you. We also encourage you to offer your own suggestions on how you save your money. We always appreciate learning new ideas. We hope that our site is helpful and encouraging, and maybe even a little entertaining!