Pennysaverblog 100 Day Challenge

by Pam on March 15, 2010

I’m sure you’ve all made New Years resolutions and hopefully you are sticking with them.  Although it’s not exactly the New Year anymore, I have decided to create the Pennysaver 100 Day Challenge that will run from March 15th until June 23rd.

I am doing this because I know I need to make some changes in my life, and if I write them down and share them with others, then I will be accountable, instead of just allowing myself to cheat.  So, here’s how I will do it.  I will write updates every couple of weeks letting you know how I am doing, and if I have failed in some way I will be sure to let you know.

These are the following things I hope to achieve over the next 100 days:

1.  I will buy only what I need and I won’t buy anything frivolous.  I’m already quite careful with what I buy, but sometimes I splurge on things that are unnecessary.  For the next 100 days, I am determined to only buy necessities.  This means I will need to steer clear of dollar stores because this is where I usually buy useless items.  I will also have to be more careful when grocery shopping and limit myself to only purchase the items on my list.

2.  I will proactively seek out opportunities to earn extra income during the next 100 days.  Activities may include working overtime at my job, doing online surveys, tutoring, and possibly doing odd jobs.

3.  Between my husband and I, we will try to save half of our income each month for the next 100 days in order to continue to help reach our business/travel goals.  We are considering starting up our own business as well as doing some traveling in the near future so we are trying to save as much money as we can while we are still both working full time.

4.  I will exercise daily for at least 15 minutes.  Lately I must admit I haven’t been exercising enough.  If I can commit to at least 15 minutes a day I will have a lot more energy and will be more productive.  I have a feeling this is going to be my toughest commitment during the 100-Day Challenge.

5.  I will keep entertainment expenses to a minimum.  Eating out will only be as required by visiting friends or family members from out of town.  Otherwise, all our company will be invited to our home for a meal or coffee rather than eating out.  I will allow myself to spend no more than $100 for entertainment during the 100-Day Challenge.

Starting today and for the next 100 days, I will do my best to remain faithful to the above five commitments.  If you are also inspired to create a 100-Day Challenge for yourself, I wish you all the best in your efforts to stick to it.  I recommend writing it down and putting it up on the wall where you often will be reminded of your challenge.

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