Personal Finance Tips For Students

by Pam on September 7, 2017

Keeping your finances tight and collected as a student is a pretty hard thing to do. You’re going to be living on your own for the first time which means that money is going to be flying out everywhere to keep you going, not to mention that you’re going to be on a limited budget! With that being said, there are a few things that you can do to make sure that your finances stay in the best condition that they can, so here’s a few ways to keep you in the green!

Choose Your Accommodations Wisely

This is where the majority of your money is going to go, on your accommodation. You’re going to be renting a place with some friends, but because people know that students need to live there they often have quite high prices to make money off you! This is why you need to see how much money you’ve got to play with before you book your accommodation because you need enough to keep you going after you’ve paid your rent. It’s worth visiting websites like as they have a huge range of different prices for different accommodation services, so find one that is nice but suits your budget!

Make Sure You Have A Credit Card

Most people will warn you about credit cards, but if you know you can resist spending loads of money then this is something you should think about getting. A credit card allow you to borrow money, similar to a small loan, on a card. You have to pay it back of course, but the use of them is invaluable to a student. You’re going to find yourself with no money sometimes, and if you’ve still got a few days before you can go home then you’re in trouble, but with a credit card you’ll not be because you can use money on it to keep you going until you get your next load of money! There are some hidden things that you need to learn about credit cards that can help you use them better, so it’s worth learning about it before you get one.

Debt Consolidation Loan

This won’t be until after you’ve finished studying, but it’s a great way to clean up the mess that your finances might be in! Chances are that you’re going to be in debt by the time you’ve finished your course, and with loads of money going to different places it’s hard to keep a track of it all. This is why it’s good to visit websites like as they offer debt consolidation loans that mean that you only have one repayment to make per month that clearly shows how much you have to pay back so you don’t have to worry about keeping track of everything, meaning you can better plan for the month ahead!

Doing all of these things is going to help you loads, get a credit card just in case you run out of money, get suitable accommodation that is going to leave you with a bit of cash to spare, you’ll  have a credit card to get you through tough times and a specially designed student consolidation loan to help you with the repayments!

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