General

Retirement At 65 Is Not For Everyone

Not everyone is ready to retire at age 65.  Some people, who absolutely love what they do, never want to retire.  Others are ready to call it quits from their main job by age 50.  They may have dreams of travel or starting their own business, volunteering, or pursuing a hobby.

If you are getting close to 65 and you’re wondering whether or not you really want to retire, consider the following:

1. Do you love what you do everyday?  If you are still thoroughly enjoying your work, why quit?

2. Does your job define who you are?  Would you feel like you lacked an identity if you quit?  If so, it’s probably not the right time to retire.

3. Do you have anything better to do with your time after you retire?  If you don’t have any plans and have no desire to travel, you may just get really bored with having so much extra free time.

4. Do you love to buy stuff?  If you are someone who always wants to shop and spend money, unless you have put away an extensive amount of money, you may also not be ready for retirement just yet.

There is no perfect age to retire.  Everyone has their own goals and desires and the right age for you might be vastly different from that of your neighbor.  Don’t feel bad if you decide not to retire at 65.  You are the one who has to live with the consequences of your decisions so it is up to you to make the best choice for yourself.

 

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