Simple Ways To Save On Your Next Degree

by Pam on November 30, 2016

ways-to-save-money-on-your-next-degreeWhether you’re pursuing your bachelor’s degree or you’re going back to school for a master’s, a university course can be quite expensive. The available programs cost anywhere from $10,000 to over $100,000 from start to finish. Worry not, because there are ways to save on your next degree. We are going to cover some of the simpler ones in this article.

Stick to Local Universities

The majority of your expenses as a student is actually not tuition fees; it is the cost of moving and living near the university for the duration of the course. You can easily save a lot of money by finding a suitable program near where you live. Eliminating moving costs alone can help you save thousands on the degree.

Online courses are also great alternatives to consider. Portland State University and many other top names are opening up their distance learning programs to students from all around the country. These online courses are not only more accessible, but also more affordable than the equivalent offline programs.

For instance, you can save up to 40% on a criminal justice degree by choosing to pursue it online instead of offline. The available online criminology degrees are following the same standards as offline programs, which means you will still get a valued degree at the end of the online course of your choice. The only difference is that you won’t have to spend as much money along the way.<!–

Use Affordable Student Loans

Another great way to save on your next degree is by being careful with the student loans you use. Not all student loans are created equal. Some charge more in interest and fees, while others actually let you enjoy discounts and savings here and there. The best way to find a good student loan to use is by comparing options before deciding to take out one that suits you best.

Don’t forget to take out only the amount of money you need. Student loans are very tempting indeed. A lot of students rely heavily on student loans for things other than tuition and study-related expenses. The result is predictable; these students rack up a lot of student loans and soon find it difficult to repay them.

Sticking to the amount you need will also help you save on interest. By keeping the loan principal at minimum, you are keeping your next degree affordable.

Utilize Student Discounts

The moment you start studying for a degree, you officially qualify for student discounts. Here’s the good news: a lot of retailers – almost all of them – have special discounts for students. Don’t hesitate to flaunt your student card when making purchases, both online and offline.

Apple, for example, has a well-known student discount program for university students and teachers. You can get the latest Apple products for up to 50% off the retail prices. The same can be said for Amazon, Sephora and various other retailers. Take advantage of these discounts, use the previous tips we talked about earlier, and save even more on your next degree.

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