challenge

Today is the last day of my 100-Day Challenge.  It has indeed been a challenge, but I am really glad I decided to do it as the extra exercise as well as the extra money I have saved has been a positive thing for me.

Since my last update my husband and I went on vacation for two weeks, so for that period of time I did not count my entertainment expenses as we already set aside a vacation budget specifically for that time period.  However, outside of our vacation spending, I was able to stick within my $100 entertainment budget, with money to spare.  We went to the seafood buffet again, so I still have $15 left.  Not bad.  I wasn’t sure if I would be able to do it.  I guess that means today I can go out and spend $15!  Just kidding!
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Well, this will be my last update until the end of my 100-Day Challenge.  With only 26 days to go, time has really flown by.  I have felt more positive about the challenge lately.  Exercising has become a more normal part of my routine each day. I even went for a walk one day during a break at work, which was nice.  I think I will start to do more of that even after the challenge is over.

My entertainment is down to just $35 now as I went to a concert that cost me $20.  I think I can manage to stick within this budget during the rest of this challenge without too much trouble.
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There are 42 days left of my 100-Day Challenge, and it definitely is a real challenge for me right now.  I have been struggling to make exercising a priority as it was never really a top priority for me before.  Nevertheless, most days I have still managed to get at least 15 minutes of exercise.   The odd day that I miss I try to make up for on the other days by doing at least 30 minutes or more of exercise.  I do feel a bit like a failure, though, when it comes to the exercise piece of my challenge.

So far I have managed to keep within my $100 entertainment budget.  Since the last update I spent $5.00 on ice cream while hanging out with a friend.  So that means I still have $55 remaining.   I have discovered that it is not easy to stick within this small budget for such a long period of time.  I hope I can stick to it.
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There are 58 days remaining for my 100-Day Challenge.   I have been doing pretty well, considering the weather is getting beautiful, and my motivation to keep entertainment spending at bay is more difficult now that I am more prone to want to go out.  I have discovered that it is a lot easier to save money during the winter when all I want to do after work is go home and stay warm.

Exercising for 15 minutes a day has been really good for me so far.  I make a point to go for a walk, a bike ride, or just exercise inside for at least 15 minutes and it seems to be making a difference.  I still feel really out of shape, but I think if I persist with regular exercise, even after this challenge is over, I will not regret it.
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I thought it was time to post an update on the Pennysaverblog 100-Day Challenge.  I’ve got 74 days left to go and so far it has been going fairly well.

Here’s what has happened since the first update:

Exercising for 15 minutes a day has been going well, although there were two days that I didn’t exercise.  My excuse?  I haven’t been feeling very well lately, however, I shouldn’t make excuses, so from now on I am determined not to miss another day during the rest of this challenge.
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Pennysaver 100 Day Challenge Update 1

by Pam on March 25, 2010

Ten days down, 90 more days to go for the Pennysaverblog 100-Day Challenge.  So far it has been going well.  I have been managing to get at least 15 minutes of exercise everyday.  One day I cheated a little but I made up for it by going for a long walk the next day.  As I thought, taking the time out of my day to exercise has been my biggest challenge.  I know 15 minutes isn’t much, but for me it will take some time to realize that exercise really should be a priority.

So far I haven’t given into the temptation to buy anything frivolous, although I am finding it tough to keep the grocery bill down. No matter how much I try, I always seem to spend more than I expected when I grocery shop.  I will have to work harder on that.  We haven’t eaten out, though, and I haven’t let myself near any dollar stores lately.
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Pennysaverblog 100 Day Challenge

by Pam on March 15, 2010

I’m sure you’ve all made New Years resolutions and hopefully you are sticking with them.  Although it’s not exactly the New Year anymore, I have decided to create the Pennysaver 100 Day Challenge that will run from March 15th until June 23rd.

I am doing this because I know I need to make some changes in my life, and if I write them down and share them with others, then I will be accountable, instead of just allowing myself to cheat.  So, here’s how I will do it.  I will write updates every couple of weeks letting you know how I am doing, and if I have failed in some way I will be sure to let you know.

These are the following things I hope to achieve over the next 100 days:

1.  I will buy only what I need and I won’t buy anything frivolous.  I’m already quite careful with what I buy, but sometimes I splurge on things that are unnecessary.  For the next 100 days, I am determined to only buy necessities.  This means I will need to steer clear of dollar stores because this is where I usually buy useless items.  I will also have to be more careful when grocery shopping and limit myself to only purchase the items on my list.
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