by Guest on January 9, 2012
With this recession biting hard, there are plenty of money saving tips and personal finance type articles around the place – but what if “eating out less” and “walking more” just isn’t enough for you? If you want to be a money saving queen (or king) you need to dig deeper.
Here are 5 seriously tightfisted money savers for people just like you:
Trim Your Christmas Gift List
Some people feel like they have to buy Christmas gifts for every cousin and their kids – this really isn’t true though. Rather than wasting money on cheap presents which will probably not be missed anyway, why not downsize your gift list, spend a little extra on the ones that matter and pocket the difference?
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by Guest on December 2, 2011
With the days getting shorter and Christmas right around the corner, there’s no denying that the winter season is close at hand. If you live in the South, this may just mean some damp weather, an occasional jacket, and a greater number of cloudy, gloomy days. But for those of us in the North, winter means snow, cold, and ice – and the expenses that go along with such weather-related extremes.
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by Pam on October 3, 2011
Apparently even when your appliances are turned off, many of them are continuously drawing power and costing you money. Home electronics, in particular, are supposed to be big energy wasters. By getting into the habit of unplugging electronics and other appliances when you are not using them, you can benefit by saving big on your electricity bill.
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by Pam on January 14, 2011
A friend of mine will soon be moving to a different city. As we all know, moving can be a real hassle with all the hustle and bustle of packing, organizing, etc. In order to save time, my friend purchased boxes rather than driving around to different places and getting them for free.
It is understandable that sometimes it is worth paying for the convenience of saving time. However, she paid more than $60 for her boxes, when she could have gotten them for free quite easily.
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If you want to save money on your electricity bills as well as be environmentally friendly, there are a lot of creative ways to do just that. Some good tips include buying energy efficient appliances, avoiding rinsing dishes before putting them into the dishwasher, and turning off fans, TVs, and computers when you are not using them.
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My husband I recently purchased a D-Link gadget used for network storage. It was priced at $195.00 at the Future Shop located within a short driving distance from our home, but it was only $165.00 at CBIT, which is located across the city from us.
Before making purchases for such items, my husband does research online. He compares prices and quality of various brands to make sure he gets the ‘biggest bang for his buck’. Although we knew that it would cost more at Future Shop, we decided to print out the CBIT advertisement and see if Future Shop would price match, sparing us from having to drive across the city.
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We can all come up with excuses for not doing things we find distasteful. For some people, saving money is like a dreaded chore and they make up all kinds of excuses in order to avoid saving. Here are the top ten excuses for not saving money:
1. I can’t afford to save money. Actually, instead of thinking this way, you need to understand the importance of paying yourself first. Before the bills get paid and you buy that new gadget that is being advertised on television, tuck away a small amount each month or each paycheck towards both your retirement savings and your rainy day savings.
2. I want to enjoy the here and now and not worry about tomorrow. There’s nothing wrong with enjoying the present, but you don’t want to do so at the expense of your future. You need to make sure that you are properly saving for your future and not getting yourself so deep in debt that you won’t be able to dig yourself out.
3. I’m not good with money so I just can’t seem to save it. This is a money script that is harmful. You need to change the way you think about money. After all, money is just a thing. You can be in control of your own money, it should never have control over you.
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With this recession biting hard, there are plenty of money saving tips and personal finance type articles around the place – but what if “eating out less” and “walking more” just isn’t enough for you? If you want to be a money saving queen (or king) you need to dig deeper.
