Simplify Your Life So You Can Enjoy It

by Pam on September 28, 2017

Life is full of twists and turns, days filled with innumerable tasks, and moments of nothing. It all passes by in a blur, with important moments lost in the hustle of business. And the only way to slow it down and to be able to enjoy life is if we can structure and organize the busy and important (if not boring) parts of life.
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Are you expecting visitors from a foreign country?  If so, it is really important to make sure that they have proper medical insurance coverage while they are staying with you. Regardless of whether they are visiting for a week or a year, it is really vital, as you never know when a medical emergency might occur.  It’s always best to plan ahead and be proactive.
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Are you currently enrolled in the online family nurse practitioner degree program through the University of Cincinnati? If so, why not use your medical knowledge as a money saving tip. We all know how important it is to have a first aid kit handy in your home, but purchasing those ready-made kits is far from cheap. Instead you can make your own first-aid kit at home with all the essentials for a fraction of the cost.

It’s worth noting that the American Red Cross Association recommends that you have a first aid kit in your home and car, so you may want to make one for your vehicle as well. So what should be included in a basic first aid kit for your home? Here’s a handy list of items that you’ll want to pick up. [click to read…]

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Ways To Save Money At The Dentist

by Guest on September 23, 2016

Maintaining good oral health is a responsibility of every individual. Visiting the dentists is very important if you want to maintain proper oral health. However, making regular visits to the dentist might become costly for most people. Due to the necessity of obtaining oral treatment from the expert, it is vital to find ways of saving your money. The techniques below will be beneficial.

Get insurance
Most of the people that find it hard to seek dental treatment do not have insurance. Getting insurance for dental treatment is a great idea. The cost of maintaining insurance cover tends to be cheaper than paying upfront to get treatment. Some insurance companies will require their clients to pay a minimum fee of twenty-five dollars or less. This makes seeking treatment regularly cheaper. [click to read…]

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How To Negotiate & Reduce Your Medical Bills

by Guest on September 19, 2016

Healthcare is expensive and the costs keep rising. As a result, most Americans have been forced to pay a lot more than they have or what they paid a year ago. With such high costs and the current state of the economy, it is pertinent that all patients find out ways of spending a little less on healthcare to have manageable medical bills. Here is a list of ways to reduce your medical bills:

Be knowledgeable about general medical rates

In the current world, you have no excuse of having zero knowledge about Medicare and other medical facts that could help. You should read all there is about the amount that you should be charged for the medical procedure to be undertaken, the cost of the tests and the Current Procedural Terminology.

Armed with this information, you will be able to negotiate for better services at affordable rates. Such information gives you bargaining leverage before the medical procedure and a fall back plan after the procedure, in case any changes are made. It is important to confirm the Medicare rates before any procedure.
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If you have been wanting to reduce your health insurance premium, one route is high deductible health plans (HDHP). However, the downside is that these plans come with a much higher deductible and a higher out-of-pocket cap on your healthcare spending. Unlike conventional plans where out-of-pocket expenses can be flexible, most of HDHP put strict caps on healthcare spending for prescription drugs and in-network care. For a relatively low premium, the insurance will not kick in till you have met your deductible.
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Whether or not to make an accidental injury claim after being hurt while working is a big decision. Generally speaking the answer is yes. You should make an injury claim if you have been injured, and it was not your fault. While we tell you why this is the case, we’ll also look at the mistakes people make as well as how to go about making a claim.

Step 1: Report The Injury

It doesn’t matter how small the injury is, you are legally required to report if you have been injured while on the job. You should tell the officer in charge of health and safety in the work premises. They will then alert a manager who, depending on the severity of the injury, may tell the head of the company. The injury should be noted down in the official log companies are required to keep. There needs to be an accurate account of what occurred.

One of the mistakes employees often make before or during this point is allowing blame to be placed on their shoulders. Even if you think it might have been your fault, you should never admit this to anyone. Only a legal representative like Dan T. Matrafajlo will be able to alert you as to whether or not you could have prevented the accident. Even then you might still be entitled to some form of compensation.
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