You can spend an awful lot of money in your lifetime, especially on new things. The thing is, you don’t always need to own something, especially when you have the option of borrowing it instead. Loaning or hiring something can save you money, and it’s often more convenient too. Before you buy anything new, consider these things that might be better to rent.
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Home ownership has many advantages. Although you must save up and make a down payment, a monthly mortgage payment costs the same or less than monthly rent. If you plan to remain in the area for a few years, buying can provide a growth investment you can live in while it matures. The five key reasons to buy a home are: [click to read…]

Property buyers currently exceed the number of properties on the UK real estate market significantly, which has led to some interesting trends across the nation. With properties viewed an average 14 times each, it is not surprising that the rate of gazumping is on the rise. New research shows rates of 36 percent so far this year, increased substantially from the 13 percent rate in 2015. This growth has climbed in alignment with rising house prices and property demand, and falling levels of stock.
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How To Cut Your Car Insurance Costs

by Pam on September 29, 2017

Car insurance costs can be astronomical, especially if you are a younger driver or someone with previous history. So, how do you cut these costs – we take a look.

  1. Put another person on the insurance irrespective of age

One of the easiest ways you can reduce your insurance costs is to attach another person to the policy. The best thing is that it does not necessarily have to be an older or more experienced person.
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Simplify Your Life So You Can Enjoy It

by Pam on September 28, 2017

Life is full of twists and turns, days filled with innumerable tasks, and moments of nothing. It all passes by in a blur, with important moments lost in the hustle of business. And the only way to slow it down and to be able to enjoy life is if we can structure and organize the busy and important (if not boring) parts of life.
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Things You Can Do When You Run Out Of Money

by Pam on September 27, 2017

When you’re in debt there comes a point when you just can’t keep going the way you have been. You need help to move forward and to start climbing out of the hole the debt puts you in. Being in debt can hurt a lot of people’s pride, and so it can be a humbling moment, and not always a pleasant one when they have to ask for help. But the help is there, and people are only too eager to offer assistance – providing you do your part as well.
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Cash Saving Tips When Buying A Car

by Pam on September 27, 2017

For many people, cars are essential for getting around. Unless you can rely on a good public transport system, usually only found in large cities, you need to have a car to live your life. Unfortunately, cars are expensive to buy and to run. Even if you don’t buy a brand new car, you can still end up spending a lot of your money on the initial cost and everything you need to drive your car safely and legally. So if you need to buy a car, how can you keep your cost down? If you set a budget, you should be able to stick to it and get what you need, but you should consider a few ways to save.
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