With Christmas just around the corner, it’s time to get your creative juices flowing. Your kids are going to want to do something cool this Christmas with you, so why not create some great memories by making your own Christmas ornaments this year? There’s a really simple dough recipe below that you can use to make all sorts and varieties of ornaments
Dough Ornament Recipe
4 cups all-purpose flour
1 cup salt
1 ½ cups warm water
Everybody is scared of a possible recession. This has become apparent during the last global financial crisis. Now, many households are assessing the stability of their finances. Of course, no one wants to be a casualty of any possible recession. Are your family finances recession-proof? Here is a simple checklist.
1. The main source of household income is not formal employment. It is logical that employment is not a secured income source especially during recession, when many companies from across various industries fold up and dwindle. Job loss is an inevitable and potential occurrence that may happen to all formally employed professionals. It could spur financial crisis and instability.
2. Family income comes from a home-based or small business. The recent financial crisis has allowed so many households to realize the advantage of owning and operating a business over relying on formal employment. Businesses are more likely to grow exponentially. A household has the potential to earn so much more from running a business, compared with formal employment wherein monthly income is fixed.
Music lyrists would have us believe that ‘even though we ain’t got money, I’m so in love with you honey’ is enough to guarantee a fairy tale future. And while it’s also true that money can’t buy love, it sure can ease the finances in a relationship. But for most us, financial struggles are an accepted way of life.
Marriage doesn’t only join lives, but bank accounts and debt, as well as to bring people together that may have different views on finance and money management. So before you pop the question to commit to a lifetime together, there are questions that need to be answered and issues that need to be addressed. Here are some things you should do before saying “I do” to prevent financial disasters after marriage.
I know life doesn’t end after you have kids, but being married without kids has fewer responsibilities and does allow you to have a lot more freedom to do what you want with your money.
Also referred to as D.I.N.K.s, (Double Income No Kids), couples who don’t have children can freely choose to live their lives how they want, without worrying about providing for their children’s present and future.
Some parents feel like they must give their children whatever they want, despite the cost. They feel that if they say “no” to their kids, their children will feel unloved or neglected. This is simply not the case. Kids just want to be loved. They don’t need all the fancy gizmos and gadgets. They might think they do sometimes, but deep down they just want their parents to spend quality time with them and they want to feel accepted by them.