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Top 5 New Years Resolutions To Help Improve Your Finances

When you sat down to make a list of your New Year’s Resolutions, did you mention that you wanted to improve your finances? If so, you’re not alone. As a matter of fact, out of all of the people who make it a point to make a resolution on an annual basis, “getting better about money” is one of the top five things on their list.

Here’s the thing, though: While that starts off as a plan, within a couple of months, many people end up not sticking to their goals and that’s usually because their approach was a bit unrealistic. Therefore, we’re here to provide you with five ways that you can do better with your money and stick it out for the rest of the year:

Study up. Without question, there is a ton of financial advice out in the world and a lot of people who would consider themselves to be experts; however, the only way for it to be meaningful to you is if you become knowledgeable about money yourself. When it comes to the kinds of financial concerns that directly affect you and your household, make it a point to read some books, attend some seminars and weight out the options. It’s never a waste of time to invest into some money education.

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Should I Buy A Real Christmas Tree?

Christmas treesMany families have a preference as to whether they buy a real tree each year, or simply use the fake one they’ve had in their family for decades.

Although I really enjoy the smell of a real tree, I find that it gets really expensive if you have to buy a fresh one each year.  In order to save money, I recommend using a fake tree.  Even though it may cost more initially, the more seasons you use your fake tree, the less expensive the tree becomes.

In fact, you don’t even need to spend an arm and a leg on a fake tree.  My husband and I found a cute 6 foot tall fake Christmas tree at Canadian Tire that looks great.  It’s not very bulky but it does the job and it only cost us $55.  Not too bad, considering we could have easily spent just as much on a real tree that would only be good for one Christmas season.

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Cutting Down Your Cost For Insurance

The economy has been unstable and unpredictable over the past few years and many countries have seen their economy’s enter a recession. The crisis was generally unforeseen because of the previous years of economic growth. This was fueled by the property boom and a lot of reckless lending practices. The bubble finally burst in the latter half of the 2010’s as the housing market collapsed, and the global financial crisis intensified.

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Learn A Language For Free With Google Translator

I love free things, and when they are as cool as Google Translator, I must say I get excited.  In the past, whenever I wanted to learn simple phrases in another language, I always felt compelled to buy a book, but now, I just go onto Google Translator and simply type in the phrase I want to learn and then select the desired language.

To get to the tool, use your favourite search engine and type in ‘Google Translator’.  Next, in the left box, type in the word or phrase you are curious about.  Then on the right, use the drop down and select the language you want to learn.

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Learn For Free Using Khan Academy

If you like learning, you will find some amazing free resources on the Internet for pretty much every topic under the sun.  Although there are many great learning websites these days, I want to particularly mention Khan Academy, a not for profit website designed to help you learn without spending money or having to step outside your doorstep.

Khan Academy is a website that has a vast library of material covering a wide range of topics from science to accounting, to all kinds of mathematics.  Just type in the subject you want and it will bring you to the related material you are looking for.  You will find informative videos that are very well put together.  You will almost feel like you are sitting in a classroom.

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