Browsing Category

General

General

Kick Your Smoking Habit – Save Loads of Cash

I stopped smoking about a year ago. It took about four months and about three false starts, but I quit cold turkey. I had picked up the habit during college. It was the only way to grab a quick break during my days as a waitress, and once the habit was formed, it stuck.

There were plenty of reasons to quit. If you’re a smoker, you’ve heard them all. All of the health effects – coronary and pulmonary diseases, yellowing of the nails and teeth, cancer – weren’t enough to stop me.

It was the actual cost of cigarettes that converted me into a non-smoker.

It was just a normal day. I was driving to work, but I pulled over and went into a gas station to buy a pack of cigarettes. When I pushed a ten dollar bill across the counter, I was shocked to only get two dollars and some change back. I thought, “There must be some mistake. It’s not that expensive, is it?”

Continue Reading

General

Insurance Guidelines For Your Small Business

Comprehension in regards to insurance for any small business is often perceived by owners as imperceptible and overpowering. With so many reservations as to what is really vital or what can be eliminated, it is critical that a business owner can trust their insurance agent in providing the appropriate coverage needed.

Regardless of what small business you are in, you should always have:
• Liability insurance
• Property insurance
• Workers compensation insurance.

Continue Reading

General

Could Contract Hire Cars Improve Your Life?

We keep seeing TV programs and new books about improving our lives but it doesn’t always have to involve yoga, fruit salads and a trip to the Himalayas.

Sometimes the simpler things in life can help you enjoy a better life, and we can’t forget to take into account the importance of the car we drive. The difference between having a great, trouble free car and one which is the opposite of this is huge. More and more people are moving to contract hire solutions, so let’s take a look to see if one of these could improve your life.

Continue Reading

General

Say Good Bye To The Canadian Penny

Well, this is the end of the Canadian penny. The mint in Winnipeg made its last pennies just a few weeks ago and soon the penny will be out of circulation.  Since the cost of making the penny was greater than the penny’s actual value, the Canadian government decided to be rid of the penny once and for all.  And Canada isn’t unique in doing so.  Apparently other countries such as Australia have already done away with theirs.

Life will definitely be different without the penny.  What will happen to the saying “A penny saved is a penny earned.”?  And how will our children learn how to make proper change without the penny?  I guess we will all just have to adjust to this change, just like any other change.

Continue Reading

General

Why Do You Need Professional Idemnity Insurance?

If your business involves giving advice and using professional skills to aid your clients, then you might need professional liability coverage to protect you should your client claim that you have made a mistake in your advice or been negligent in your work and your client has suffered losses as a result.

Mistakes do happen, however careful you are, and sometimes clients can just look for someone to blame if things go wrong for them.  If a client has lost money and thinks they can get it back by blaming someone else (i.e. you) then you may be faced with a claim for compensation through the courts.

Continue Reading