I just realized that it was back on March 3, 2009 that I posted my very first article on Pennysaver Blog. Wow, does time ever fly! It has been a real joy doing this blog so far, and I look forward to another year of learning and sharing what I’ve learned with anyone who is interested. Thanks for taking time out of your day to read my blog.
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If you want to make some serious financial changes in your life but you are finding it difficult to stay on track, you may want to join or start up a money club. Money clubs consisting of 6 or 7 people is ideal. It gives everyone a chance to share their own money experiences and provide tips to the group for what’s working for them.
By joining a team of people who are open to sharing their own financial experiences, you will be made to feel accountable to achieving your own financial goals and it will help you to stick to your budget even during tough times.
If you are currently looking for a new job, one thing you will want to be mindful of is social networking sites, and more specifically, what is on yours. If you use Facebook, Twitter, etc., you will want to make sure that the content is appropriate and that it contains nothing that would make a prospective employer wary of you.
For instance, be sure that your profile does not mention anything about drug or alcohol use. Do not use foul language, and most certainly do not mention anything negative about your previous employer.
Many Canadian women who work outside the home are paid less than their male colleagues even if they do the same job. One of the main reasons for this is that most women never ask for a raise. They work really hard and hope that someone will acknowledge their accomplishments, but many times this just does not happen. Men, on the other hand, are generally less reluctant to ask for an increase in pay.
Knowing that your raise will be based on your overall performance, the most important thing is to prepare before arranging a meeting with your boss. Think of concrete examples during your time as an employee with the company where you displayed outstanding behaviors and had above average results. Do not be boastful, but rather let the numbers/outcomes speak for themselves.
If you are like me, when it is really cold outside, all you want to do is stay at home and sip something hot. Well, for Christmas this year, friends of ours gave us some homemade Peppermint Cocoa in a cute little jar. It tastes great and warms you up from the inside out.
The recipe is as follows:
2 cups icing sugar
2 cups coffee whitener
½ cup baking cocoa
4 large candy canes (crushed)
Once mixed, put 3 heaping teaspoons of cocoa into one cup of boiling water or hot milk.