My husband and I are currently traveling to various national parks throughout parts of the United States. As Canadians, we didn’t have a cell phone that would work in the U.S. So, after doing some research online, my husband discovered that you can buy a cell phone at Best Buy in the U.S. that is incredibly cheap.
Money Saving Tips
In tough times the first thing people think about is reducing bills that they currently have. One of the first things they cut back on is insurance. Here is how to cut back on insurance without suffering in the long run. Since everyone’s situation is different, their insurance quotes will be different. Even the slightest difference in information could cause your insurance to go up or down. Be specific when getting an insurance quote, small specifics could save you a large amount of money in the long run.
I recently received an email from a reader with a link to an excellent graphic she created about big money wasters. Although the data is based on how Australians spend (and waste) their money, it is safe to say that Canadians and Americans also waste their money on the same things. Some of the numbers may be really surprising, and by sharing this information, hopefully it will help us all to make more informed decisions and lower our wasteful spending.
For the last 6 years or so I have bought all my gasoline at Superstore gas stations. It has saved me a lot of money. Not only does Superstore often sell gas at slightly cheaper prices than other gas stations, it also provides its customers with an incentive – they give you Superbucks to redeem at Superstore. The amount per litre that you get back in the form of Superbucks varies depending on the province you live in.
On the Service Canada website, there is a calculator that is quite interesting and eye-opening. It takes you through a series of steps to help you to determine how much income you can expect during your retirement based on projections for Canada Pension (CPP), Old Age Security (OAS), and a number of other factors.
