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Money Saving Tips

Money Saving Tips

Ways To Make Food Go Further

Whether you are following a tight food budget or just want to cut down on your meat consumption, below are some simple ways to do both.

save money by making your food go further *Add some rolled oats and an egg to raw ground beef and mix it all together.  Then, cook as normal.  The meat tastes the same and it goes a lot further.  This works great for meatballs and hamburgers.

*Cook with lentils and smaller portions of meat rather than using large meat portions.  Lentils are inexpensive, healthy, and contain lots of protein.

*Roast a chicken and eat it for more than one meal.  The roasted chicken could be for supper.  Then, remove the left over chicken from the bones and use it for sandwiches, quesadillas, salads, or chicken potpie.  (There are a lot of ways to use left over chicken!)  Then, boil the bone to make a delicious soup broth.

*Add rice when cooking meat loaf. It tastes great and you won’t need to use as much meat.  Grated carrots also work well in meatloaf.

*Rather than serving whole steaks, dice them up and stir fry with veggies.  The meat will go a lot further and served with rice or needles, stir fries make for a delicious meal.

*When making chili, add a can of corn and a few cans of different kinds of beans.  It will make a lovely, thick dish without adding a lot of meat.

*Buy a turkey around Christmas or Thanksgiving when they are extremely inexpensive.  Ask to have the turkey cut into halves or quarters and then freeze them.  If you decide to cook the whole turkey, freeze leftovers and use them in salads and for sandwiches, etc.  Boil the carcass to make turkey soup.

Money Saving Tips

Make Your Own Wine

save money by making your own wineIf you enjoy having a glass of wine now and then but you really don’t like spending the money on it, consider making your own wine.  My husband and I just made our very first batch recently and although it is somewhat time consuming; it’s also kind of fun. It will probably take us less time the next time we try it because we will know what we are doing.  The first time we had quite the adventure filtering our wine, but nonetheless we learned how to do it so the next time should be much easier.

We purchased a wine kit and with all of the supplies we spent about $190.00.  We ended up with 31 750ml bottles – so that works out to approximately $6.10 per bottle.  When we make our second batch, if we end up with the same number of bottles, they will only cost $2.25 each because the only thing we will need to purchase is the wine mix.  Not bad! 

So, if you are up for the challenge of trying something new, and you enjoy drinking wine, you might want to consider making some, too.

The kind we made – Australian Cabernet Shiraz – took us one month to make by going through 4 stages.  The last stage took the longest because we had to filter the wine and then bottle it and cork it.  The other 3 stages were quite simple and didn’t take very much time at all. Winemaking is fun and if you like drinking wine, this is definitely a cheaper option than buying it from the store where you will pay at least $10 per bottle plus tax.  Wine makes a great gift, too, so you can share the fruits of your labor with others!

Happy winemaking!

Money Saving Tips

Quick Tips When Filling Up With Gas

Here are some interesting tips that I read in Shameless Shortcuts that I thought were worth sharing.  Taking good care of your car will always pay off in the long run.  Try these simple tips below:

1. Make sure that you keep at least a quarter tank of gas in your car at all times.  By doing so, you are keeping the electric fuel pump lubricated and it will last much longer.  If you drive near empty often you can wear out the fuel pump and they are expensive to replace.

2.  Once you hear the click on the nozzle, stop pumping.  You can damage the emissions canister if you overfill your tank too often.

3.  The best time to buy gas is in the cool of the morning or late evening because gas pumps measure gasoline by volume, not density, and gasoline is densest when it’s cool.

4.  Check your owner’s manual to check what the best octane level is for your car.  There’s no need to buy the most expensive gas if you don’t need to.

Money Saving Tips

Save Money & Bake Your Own Cookies

save money and bake your own cookiesHave you ever noticed how the cookies you buy in grocery stores are not only expensive, but they aren’t nearly as good as homemade?  Why not try baking your own instead?  They are not as expensive and it doesn’t take that much of your time.

I have a weakness for peanut butter chocolate chip cookies.  So, once in a while I make them and it takes less than 10 minutes to mix the ingredients together to make the dough.  The next step is to form balls and place them on cookie sheets.  Flatten them with a fork and bake them in the oven at 325 degrees Fahrenheit for about 7 minutes.  All it takes is about a half hour of your time and you can enjoy freshly baked delicious cookies.  I’ve found they make a great snack for work when you are craving a chocolate bar.   Freshly baked cookies also make a great gift for a neighbor or friend!

In case you want to try out the recipe, here it is:

Peanut Butter Chocolate Chip Cookies

½ cup butter or margarine

½ cup peanut butter

½ cup white sugar

½ cup brown sugar

1 ½ cups flour

1 egg

1 tsp baking soda

1 tsp vanilla

1 cup chocolate chips

For more recipe ideas, no need to purchase a recipe book, just do a Google search for the type of recipes you are looking for and you can find all kinds of ideas for free.  Print out the ones you like and make your own recipe book.

Money Saving Tips

8 Ways I Saved Money As A University Student

ways I saved money as a university studentWhen I attended university I lived on a tight budget.  Here are just a few of the things that I did to help me save money while studying:

1. I lived with roommates to share the rent and utility costs.  Four of us girls all lived in a house and the rent was less than $200 each.  Splitting the utility bills 4 ways made it a lot easier on the budget.

2.  I did a lot of tutoring and then got a part time job that worked with my school schedule.  Tutoring is great because when you are your own boss you can pick and choose when you work.

3. I took a bus rather than buying a car.  Rather than spending money on gas, car maintenance, and insurance, I took advantage of the student rate for a monthly bus pass.  Whenever possible, I also rode my bicycle or walked.

4. I packed my own lunches rather than buying food at the university cafeterias and shops.  I also brought along snacks so I wouldn’t be tempted to buy junk food from the expensive vending machines.

5.  For my English literature classes, rather than buying all of the required novels, I borrowed some of them from the library.  Whenever possible I bought used textbooks from other students or from the Archive bookstore on campus.  I also took as many full year classes as I could because it reduced the amount of textbooks I would have to purchase.

6.  I informed my bank that I was a student and got great discounts, paying very few fees.   I also took advantage of other student discounts at retail stores, etc.  Students get a lot of great deals!

7.  When we first moved into the house we were renting, we had almost no furniture.  We went to a few yard sales and it didn’t take a lot of money to furnish our home.  I still have the rocking chair I bought at a yard sale for $10!

8.  I reused my binders and other supplies every year rather than buying new ones.