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Shopping

5 Tips You Should Know For Safe Online Shopping

A few decades ago, no one would have believed that there would one day be a way to comparison shop from the comfort of your own home, receive instant confirmation of purchases, and have the goods delivered to your front door as quickly as the next day. Heck, there’s even one-click ordering to make the process totally foolproof and eminently efficient. But there are potential drawbacks to shopping online, as well, and the main one is security. Luckily, there are ways to protect your private information when you shop online.

Look for the lock. Any time you decide to make a purchase online, you need to make sure that the website you’re ordering from is protecting your personal information. When you see the padlock icon situated next to the address bar at the top of your screen, it means that the data you’re transmitting is protected by encryption software, so anyone trying to steal it will get nothing but gobbledygook. That said, you should also take steps to protect yourself, such as setting up an account with a password, opting for 2-step verification whenever it is offered, and selecting the option whereby your payment information is NOT saved by the online retailer.

September 12, 2014

Shopping

Ways To Save Money When You Shop Online

A lot of people find it much more convenient to shop online rather than to shop at a physical store. It’s quick, it’s easy, and it can be a great way to do most of your shopping. Here are a few simple ways you can save money when you shop online:

1) Compare prices – Before you decide to click the button and pay for an online item, first check other online stores to see if they can offer you a better deal for the same thing. All this takes is a click of a few buttons. A much better option than driving around the city from store to store. At that point any savings you may have made on your purchase would be eaten up by the cost of travel, not to mention your time. Price comparisons online shouldn’t take more than a few minutes. If you are having trouble finding the same product at other stores, than compare the price of similar items so you know whether or not the price you will be paying is reasonable.

June 28, 2014

Shopping

Ways We Save On Groceries Every Month

Believe it or not, there are some easy ways you can save money on groceries. Here are a few things that we do to save:

1) We keep track of our grocery spending. We use a simple Excel spreadsheet to keep track of spending each month. That way throughout the month, we can double check how much we’ve already spent. This keeps us on track.

2) We check the online flyer for our favorite grocery store and make our grocery list according to the sales. Of course, we don’t buy things just because they’re on sale, but if the items are a staple we will make note of the best price and be sure to select that brand.

3) We buy two weeks’ worth of groceries at once rather than going to the store multiple times. We find this saves us a lot of money and time, too. If you’re going to do this, it is important that you eat the items that go bad fast first, and then save the longer lasting items until the second week. It won’t take you long to figure this out.

4) We use our Visa rewards card every time we pay for groceries. By doing so, we earn reward points that we can redeem for travel and other perks. We make sure to pay the balance in full each month so as to avoid any interest or late fees.

June 2, 2014

Shopping

5 Common Mistakes To Avoid When Purchasing Your First Home

Buying your first home is bound to be something of a roller coaster. For one thing, there’s a pretty steep learning curve associated with the process, and when you don’t even have the faintest clue of what you need to know, it can definitely be frustrating. However, an experienced real estate agent can help you here. The bigger issue is that buying a home is an undertaking fraught with emotion. It’s both exciting and joyful, but at the same time scary and daunting. And this abundance of emotions, paired with your inexperience, can lead you to make all kinds of mistakes in the home-buying process. So if you’re looking to avoid potentially costly errors, here are just a few common mistakes that the average new buyer may come up against.

May 22, 2014

Shopping

3 Tips For Spending Responsibly

With all the options for shopping — online, offline, using your Smartphone — it’s not surprising that so many people have a financial problem due to overspending. If you find yourself spending more every month than you can afford, there are some tricks you can use to help curb your spending habit. Cutting back on what you spend may be difficult at first, but as you build responsible spending habits, you’ll find you have more money available for when you do want to splurge a little.

March 19, 2014

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