Someone much wiser than I once said, “A goal without a plan is just a wish.” They were right!
When asked, most people will tell you they have goals, but when you dig a little deeper you’ll find out that many people struggle to plan around achieving their goals. Some of us naturally have more discipline than others, but regardless, everyone can benefit from exercising his or her planning muscle.
The key to financial planning is having more awareness about your finances—you don’t need to be an expert. A simple way to get started is by taking inventory of all your financial assets—bank accounts, real estate, retirement and investment accounts. Then track down all the things that you owe, such as school loans, credit cards, mortgages and other debt. When you take everything you own and subtract everything you owe, you’ve essentially come up with your net worth.
Whatever your business, if you have an Etsy, eBay or Amazon shop, or whether you have a full eCommerce website, the chances are you will be sending a lot of parcels to a lot of places.
Believe it or not we are using postal services more than ever. One may have thought that in the age of all things digital, postal services may have started to encounter hard times – not so! We are still sending birthday cards and Christmas cards in the post, household bills and other types of correspondence are still posted in many cases, but the real reason we still use postal services so much is because of larger items – parcels!
