Pennysaverblog – Page 143 – Smart Finance and Money Saving Tips

Shopping

4 Easy Ways To Save Money When Buying A Car

If it’s time for you to buy a new car, then you’ll want to get one for a smart price. In fact, you should always look for the best ways to save money. Money doesn’t grow on trees, and we’ve got to make the most of what we have. You don’t have to spend your life savings on a car; there are many ways you can buy one and save money too:

Buy Second Hand

Instead of looking for a brand new car, look for a pre-owned model. There are tonnes of used car dealerships, both online and in real life, that have great deals on cars. Buying second-hand doesn’t mean you have to buy a rusty piece of junk. You can get used cars that are only a few months/years old and still in great quality. Make sure you thoroughly inspect a used car, and have been given all the relevant information, before you buy it. Don’t get lured into the trap of buying a used car with problems. Otherwise, it will be a waste of your money. To ensure you don’t get ripped off, check the price of a car online to see what it usually sells for.

July 6, 2015

Taxes

Four Perfectly Legal Ways To Save On Your Tax Bill

We would all love to save on our tax bill. For one thing, no one likes forking out twenty per cent of their wage even if it is the law. But, more importantly, the money we spend on taxes is our largest outgoing. If we could cut that, we cut save ourselves a fortune. How do you do it without ending up in a jail cell? Just follow these simple tricks.

Top up your Pension

The amount you pay into your pension is taken from your yearly earnings, and that figure is then taxed. What’s the result? You pay far less tax than you would do without paying into your pension. For example, say you earn $40,000 a year and pay 20% in tax, you will pay around $6,000. But, if you pay $1,000 into your pension and then get taxed on $39,000, you will only pay $5,712 in tax and save around $300.

$300 a year is a lot of money that you could spend on a holiday. So, instead of paying tax, spend two weeks of the winter in sunnier climates.

July 6, 2015

Money Saving Tips

3 Reasons Why You Should Start Saving Money

For some people, saving money can seem like a stingy thing to do. They think that people who save money are cheapskates and don’t like paying for stuff. This isn’t true, there are many reasons people save money. Even people who are well off can save money, there’s nothing ‘cheap’ about it. As a matter of fact, saving your money can have lots of benefits too. Here are some great reasons why you should start saving money:

In Case Of Emergency

July 5, 2015

Shopping

Ways To Save Money When Shopping For Furniture

Buying new furniture can be quite expensive. Though renovating your old furniture costs less, it doesn’t always result in the cost savings you would expect, and the results are not always so good, resulting in furniture that looks out of place.

Below are some tips that will save you money when buying furniture:

Buy furniture online

Brick and motor stores factor overheads (rent, labor and utilities) into the cost of furniture. Online furniture sellers usually have a warehouse where they store their furniture, which costs less than having a store in a high end location. Some online sellers don’t even need warehouses, but instead ship directly from the factory, further lowering the cost you incur on your furniture.

June 26, 2015

Travel & Entertainment

Buy Euros At The Best Rates & Use Prepaid Cards

Holidaymakers venturing to Europe in the near future are able to buy their Euros now to ensure they can take advantage of favourable rates.

Buying your currency while the exchange rates are in your favour is a great idea, especially now that you don’t need to carry all of your cash around, but instead you can use prepaid cards that are widely accepted throughout Europe.

Prepaid cards are an alternative to the old traveler’s cheques but they come with many more perks. Not only does it give you access to your money without having to carry your cash around, once loaded they can be used in bars, shops and restaurants as well as cash points.

The pound is very strong against the Euro as of late, almost reaching the same level as it was in early March, the strongest the pound has been against the Euro in the last seven years. This means that “The continent now offers really good value for money for British holidaymakers,” says Bob Atkinson from TravelSupermarket.

June 23, 2015

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