Courier insurance isn’t cheap and, when you look at the risks faced by courier drivers every day, you can understand why insurance providers feel the need to make courier insurance premiums one of the highest motor insurance packages.
Transporting goods almost always comes with abiding to a very strict time schedule which can be cut very fine if the roads busy. This, along with many hours spent on the road with numerous stops and sometimes during the night, is why insurers consider courier drivers a high risk.
Fortunately, there are ways that courier drivers can cut the cost of their cover while still remaining fully protected when going about their daily work. It’s well worth investigating different options if you’re involved in a courier business in any way and more often than not it is in the smaller details that there are savings to be had.
Tips to save on courier insurance
Promote your good claims history: Courier insurance brokers are always pleased with drivers who have a clean driving record as they instantly know you can be considered less of a risk than a driver who has past convictions. If this fails to get you a small discount from the start, you become eligible for a courier No Claims Bonus after a few years if you remain accident-free and will be appropriately rewarded with discounted premiums.
