Pennysaverblog – Page 172 – Smart Finance and Money Saving Tips

General

How Much Is Your Life Insurance Policy Really Worth?

Yet, after years of paying premiums into the plan, many policy holders are highly reluctant to just drop their coverage altogether – especially given the miniscule amount of cash surrender value they are likely to receive in return.

There Could Be a Better Way

Over the past few years, however, many seniors – primarily those who are age 70 and over – have discovered a much better alternative for finding out how much their unwanted life insurance coverage is really worth out in the market place through selling by way of a life settlement transaction. And, it might surprise you to find that their value is likely much higher than your insurance company wants you to think.

February 20, 2014

Household

How To Estimate Construction Costs For Your Home Improvement Project

Before you start any big project, you want to know what to expect! When preparing for a home improvement project, you will need to take some measures to estimate how much your project will likely costs so that you can budget accordingly and make sure the project is realistic for your financial situation. Here are some tips that can help you to estimate construction costs for your home improvement project.

Do your research online first. The best way to start estimating the cost of your specific home improvement project is to do a little research online and test the waters. Search a wide variety of different home improvement sites like HGTV, DIY Network, or others that can provide you with costs and resources. Some blogs or chat forums may also provide you with a good starting point as you’re trying to navigate costs and options. You can also Google your specific project to find what results present themselves.

February 15, 2014

Travel & Entertainment

5 Easy Ways To Save Money When Planning Your Next Vacation

A vacation is meant to fill you with a sense of adventure and the opportunity for a little R&R. If the planning process is too stressful because of the amount of work involved in finding ways to stick to your budget, you might just throw in the towel and stay home. But it just so happens that there are plenty of ways to save money when you plan your next trip. Here are a few you’ll definitely want to add to your play book.

Use travel rewards. If you have yet to sign up for a credit card that offers you reward points for every purchase, then now is a good time to get started, and there is no shortage of programs that will help you pay for travel. You can also sign up for memberships with vendors like airlines, hotel chains, or rental car agencies that you prefer, gaining rewards with every trip. In some cases your reward points can be used to pay off travel expenses you place on a credit card, while others allow you to input your account number at the time of purchase for immediate savings on your travel bookings.

February 9, 2014

Travel & Entertainment

5 Budget Friendly Travel Ideas For 2014

Just because you have a small budget, it doesn’t mean that you can’t enjoy the vacation of a lifetime. Indeed, there are a plethora of destinations and locations where you can have great fun – without doing too much financial damage. With a little creativity and resourcefulness, you can go almost anywhere and do anything. Not only that, but you can visit some of those amazing cities that you’ve always wanted to visit – without paying a fortune for hotel and lodging costs. How is this done? Well, there are a lot of ways to bend traditional travel customs to fit your budget – you just have to think outside the box. Here are five budget friendly travel ideas for 2014.

Take a cruise. When it comes down to it, most of us don’t have the budget to fly around the world and stay at fancy resorts. However, there are many budget cruise lines out there that allow you to purchase all-inclusive packages. These packages include your stay on the cruise ship – plus meals and entertainment. The best part is that you can get a taste of multiple different locations and cities on one cruise.

February 4, 2014

Earn Extra Money

Five Ways To Make A Little Extra Income

These are just a few of the ways which you can earn some extra income from home, there are limitless opportunities available, you just need a little clever thinking and you’ll find plenty. But if you’re stuck for ideas then why not try some of the following ideas:

Sell Your Unwanted Items
Selling your unwanted items is a quick and easy way to free up some cash that you might have just laying around your house collecting dust. Thanks to websites like eBay, Music Magpie and Back 2 Cash it’s as easy as a few clicks to get your unwanted items sold and some extra cash in your pocket.

January 30, 2014

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