Pennysaverblog – Page 181 – Smart Finance and Money Saving Tips

5 Plumbing Tips To Save You Money On Your Water Bill

As a homeowner, you know that the bills pile up quickly! Often the water bill can be very high if you are not cautious of your use. In order to reduce your bills each month, consider utilizing these 5 plumbing tips that can help you to save a significant amount of money on your next water bill.

First, be sure to turn of the water any time you’re not using it. This may seem obvious, but there are often times when you may not be aware that the water is running when you’re not using it. Try to be more aware of turning of the water while brushing your teeth, washing your hair or washing the dishes. These tiny changes and adjustments can add up and make a huge difference when the water bill arrives at the end of the month.

Displace the water in your toilet bowl chamber. Often toilets use way more water than needed to flush. You can avoid this by lifting up the cover of the toilet chamber. Then, place a brick or big rock inside in order to displace the water. This will allow the toilet to function but use a smaller amount of water to flush–only what is necessary.

November 25, 2013

Money Saving Tips

Money-Saving Tips For Single Moms

For Sarah Roe, saving money has become a way of life. As a money-saving single mom, she shares a few tips about how she manages her expenses with a frugal budget on her popular blog MoneySavingQueen.com– it includes simple solutions like freezing extra food, lowering your bills or educating your kids about money. Something most, if not all of us, can do!

With Christmas round the corner, the fact that household budgets skyrocket in December is no secret. The pinch on the pocket is felt harder by single moms who have to save to spend on ‘extras’ during the holidays- new clothes, gifts and decorations jostle for space along with priorities like rent, gas and groceries.A few spare dollars always come in handy for last-minute holiday purchases.

November 22, 2013

General

How What You Say Can Impact Your Finances

Did you know that what comes out of your mouth actually has a big impact on what happens in your life? If you are going around saying you are poor, even if you are not poor, you will likely become poor or you will always feel poor just because that’s what you are saying.

Most of us say what we truly believe. For the most part, if we don’t believe something we don’t say it, unless we are pathological liars. But just what is my point? Well, if you are someone who always says and thinks that they are poor, then that will become their reality even though it could have been easily avoided.

Now, there are truly poor people in the world. But there are many other people in the world who never have been poor in their lives, who have never even experienced what being poor is like, but just the same, they think that they are poor.

Here is my challenge to those who find themselves often saying they are poor or that they cannot afford to buy this or that: Stop saying that unless you really do want to be poor!

November 20, 2013

Business

5 Ways To Cut Restaurant Startup Costs

There are a lot of people who dream of running their own business. Oh, but it’s one thing to dream, it’s another thing to make it a reality. And so, if you happen to be someone who has always wanted to have your own restaurant and you’re currently in the process of opening its doors, let us be the first ones to say “congratulations”. That is definitely an awesome achievement. And also a huge responsibility.

So while you’re running around getting all of the final things in place, we wanted to provide you with some ways that you can cut your startup costs. That way, you can spend your time enjoying your profits rather than worrying about incurring debt.

Have some energy-efficient items in your restaurant. Something that you definitely want to stay on top of is your energy bills and there are several ways to do that. For one thing, look for appliances that have an Energy Star label on them. Have automatic faucets and low-flow toilets installed inside of your bathrooms. And make sure to use LED lighting throughout the restaurant. These things combined can easily save you 30-40 percent annually on your energy costs.

November 16, 2013

Gifts

An Easy Way To Christmas Shop For Less

I had a great time Christmas shopping this year. I don’t really enjoy shopping in crowded malls, so this year I avoided the mall scene altogether. I shopped on amazon.ca and found everything I was looking for, and at reasonable prices, too.

Here are some ways to make amazon.ca work for you:

Take advantage of free shipping. When I first started shopping, I found a few items I really liked but didn’t pay attention to the shipping fees. When I proceeded to the checkout I realized that the items I chose did not qualify for free shipping. Go figure! I hadn’t noticed that the items I selected were not Amazon products, but instead, were sold by a private seller using the Amazon website. Those products do not qualify for free shipping. So, after learning this the hard way, I decided to make a point of only looking at the products that are eligible for free shipping. Amazon provides free shipping when you buy a minimum of $25 worth of products. That’s a great deal!

November 13, 2013

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