Pennysaverblog – Page 182 – Smart Finance and Money Saving Tips

Home Energy Bills: 5 Ways To Save During The Holidays

When you’re in the midst of entertaining guests, decorating your home (on both the inside and outside) and doing a lot of holiday cooking, it’s totally understandable how your energy bills could end up being higher than they are any time of the year. However, just because that is a reality for many, that doesn’t mean that there aren’t certain things that you can do this year to avoid spending more than what is in your budget.

If you’d like some tips on how you can save on your home energy bills during the holidays, we have five helpful ones for you below:

Change your window treatments. If you happened to walk past one of your windows, felt a bit of a draft and you don’t have double-pane windows installed, it could be that there’s a crack or small hole around the sides of your windows. One way to fix it is by applying some caulking. Also, go to a local Target or Wal-Mart to purchase some thermal curtains. They come in a variety of styles and colors, they’re affordable and they’re specifically designed to keep cold air from coming into the rooms of your house.

Check your insulation. One of the reasons why we have insulation inside of our homes is to help protect us from outside temperatures. So, in order to make sure that you have the proper support that you need, go into your attic to make sure that your insulation appears light and fluffy (as opposed to hard and broken) and that it’s about 12″ in thickness. If it’s not, replace your insulation with sheep’s wool, cotton or aerogel.

October 31, 2013

General

Cheap Tutoring Options For High School Students

Most of us remember what it was like to be in high school. More specifically, to be in a class in high school where either we didn’t really understand what was going on or, when we got our test scores back, they were lower than we thought they would be. It wasn’t so much that we didn’t study; it’s simply that we were having a harder time in that particular subject than others. And if our parents were playing close attention to all of this, one of the things that they might have done was gotten us a tutor.

Now we’re the parents and we see our son or daughter in a similar situation. If you want to get someone to assist them but your budget is tight, we want to share with you five cheap tutoring options; that way, your child can get the help that they need and you won’t have to spend a fortune in the process.

Check with their school. There are a lot of high schools that offer tutoring services (especially peer-to-peer ones) after school that are free of charge and so the first thing that we recommend is that you check with the administration. Chances are, even if your child’s high school doesn’t, they can put you in touch with a teacher or upperclassmen who can be of assistance.

October 30, 2013

Money Saving Tips

5 Tips To Help You Avoid Expensive Auto Repairs

If there’s one thing that we use on a daily basis that we tend to take for granted, it would have to be our vehicles. In fact, unless we need to put gas in the car, we usually don’t even give it a second thought. That is until we hop into the car to go somewhere and either it doesn’t start or it starts to make a funny noise. Then we know that it’s time to take it to a professional.

If you’re anything like us and you’re on a budget so you want to know how you can avoid expensive auto repair fees, you’re in luck. Below, we’re going to share with you five tips that will help to keep you on the road without breaking the bank in the process.

Pay attention to the warnings. The brilliant thing about car manufacturers is that they design vehicles in such a way that your car will provide you with certain signals to let you know when it is in need of some service. For instance, if you hear a squeaking sound when you hit your brakes, it’s time to get some new brake pads. Or if you notice your check engine light is on, you definitely need to see a mechanic. By simply adhering to these kinds of warnings, it can be the difference between spending a few dollars and literally hundreds on repairs.

October 29, 2013

Business

5 Cheap And Effective Marketing Techniques For Your Business

If you’re someone who already owns a business or is about to start one, you are probably aware of the fact that there tends to be some pretty stiff competition out there. That’s a big part of the reason why over half of all companies close their doors within the first five years of opening them. Well, that and the fact that many try to cut corners on their marketing.

And here’s the thing: Even if you do have an awesome product or service, how much is it going to matter if no one really knows that it exists? That’s why we feel that it’s extremely important to make marketing a top priority. So, if you’re looking for some cheap and effective techniques to get the word out about your business, we have five solid ones for you below:

Cultivate relationships in social media. Aside from the fact that having accounts on Facebook, Twitter, Linked In, Instagram and even Pinterest are great ways to market your business, it’s also an easy way to connect with newspapers, magazines, radio stations, blogs and other media sources that you probably wouldn’t be able to any other way. So look for publications and other platforms and reach out to a podcasting marketing agency that serves your demographic and try connecting with them. You never know what interview or story about you or your company could come out of it.

October 28, 2013

Household

Do Not Let Your Pool Closing Chemicals Stain Your Pool

The homeowner decides it is time to shut down the pool for the winter – the kids are back in school, leaves are turning, and no one has used the pool for several weeks. It’s time to “winterize” the pool, to prevent problems from developing over the winter. But during the process, the homeowner doesn’t want to accidentally do something by adding chemicals which might stain the pool. So how can a pool owner perform a successful winterizing process without creating stains?

Read the instructions. According to Wisegeek.com, the first suggestion is to read the instructions on pool winterizing kits. The chemical treatment for winter is to introduce a mixture of winter chlorine, alkalizer, and powder to ensure that the pool stays clean over the winter. A number of manufacturers offer winterizing kits, and each has different directions. This is because some of the manufacturers recommend different products to accomplish the winterizing task. The nice thing about shutting down the pool for the cold months is that most pool winter kits are pre-measured – they have chemicals in proportions for just the size of pool in question.

Each of these winterizing kits will introduce extremely high levels of the chemicals into the pool. Some chemicals require that the pool filter be turned on while the chemicals are added. Some don’t require the use of the filter. Make sure to follow the directions for the kit that is being used – failure to do so could result in stains to the liner. If chemicals are incorrectly applied, it could result in a nasty surprise when the owner goes out to the pool in the spring. He could remove the pool cover to find an ugly stain on the pool liner, which would be difficult to remove, and require a lot of work to eliminate. Read the instructions.

October 27, 2013

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