Pennysaverblog – Page 183 – Smart Finance and Money Saving Tips

General

Cheap Tutoring Options For High School Students

Most of us remember what it was like to be in high school. More specifically, to be in a class in high school where either we didn’t really understand what was going on or, when we got our test scores back, they were lower than we thought they would be. It wasn’t so much that we didn’t study; it’s simply that we were having a harder time in that particular subject than others. And if our parents were playing close attention to all of this, one of the things that they might have done was gotten us a tutor.

Now we’re the parents and we see our son or daughter in a similar situation. If you want to get someone to assist them but your budget is tight, we want to share with you five cheap tutoring options; that way, your child can get the help that they need and you won’t have to spend a fortune in the process.

Check with their school. There are a lot of high schools that offer tutoring services (especially peer-to-peer ones) after school that are free of charge and so the first thing that we recommend is that you check with the administration. Chances are, even if your child’s high school doesn’t, they can put you in touch with a teacher or upperclassmen who can be of assistance.

October 30, 2013

Money Saving Tips

5 Tips To Help You Avoid Expensive Auto Repairs

If there’s one thing that we use on a daily basis that we tend to take for granted, it would have to be our vehicles. In fact, unless we need to put gas in the car, we usually don’t even give it a second thought. That is until we hop into the car to go somewhere and either it doesn’t start or it starts to make a funny noise. Then we know that it’s time to take it to a professional.

If you’re anything like us and you’re on a budget so you want to know how you can avoid expensive auto repair fees, you’re in luck. Below, we’re going to share with you five tips that will help to keep you on the road without breaking the bank in the process.

Pay attention to the warnings. The brilliant thing about car manufacturers is that they design vehicles in such a way that your car will provide you with certain signals to let you know when it is in need of some service. For instance, if you hear a squeaking sound when you hit your brakes, it’s time to get some new brake pads. Or if you notice your check engine light is on, you definitely need to see a mechanic. By simply adhering to these kinds of warnings, it can be the difference between spending a few dollars and literally hundreds on repairs.

October 29, 2013

Business

5 Cheap And Effective Marketing Techniques For Your Business

If you’re someone who already owns a business or is about to start one, you are probably aware of the fact that there tends to be some pretty stiff competition out there. That’s a big part of the reason why over half of all companies close their doors within the first five years of opening them. Well, that and the fact that many try to cut corners on their marketing.

And here’s the thing: Even if you do have an awesome product or service, how much is it going to matter if no one really knows that it exists? That’s why we feel that it’s extremely important to make marketing a top priority. So, if you’re looking for some cheap and effective techniques to get the word out about your business, we have five solid ones for you below:

Cultivate relationships in social media. Aside from the fact that having accounts on Facebook, Twitter, Linked In, Instagram and even Pinterest are great ways to market your business, it’s also an easy way to connect with newspapers, magazines, radio stations, blogs and other media sources that you probably wouldn’t be able to any other way. So look for publications and other platforms and reach out to a podcasting marketing agency that serves your demographic and try connecting with them. You never know what interview or story about you or your company could come out of it.

October 28, 2013

Household

Do Not Let Your Pool Closing Chemicals Stain Your Pool

The homeowner decides it is time to shut down the pool for the winter – the kids are back in school, leaves are turning, and no one has used the pool for several weeks. It’s time to “winterize” the pool, to prevent problems from developing over the winter. But during the process, the homeowner doesn’t want to accidentally do something by adding chemicals which might stain the pool. So how can a pool owner perform a successful winterizing process without creating stains?

Read the instructions. According to Wisegeek.com, the first suggestion is to read the instructions on pool winterizing kits. The chemical treatment for winter is to introduce a mixture of winter chlorine, alkalizer, and powder to ensure that the pool stays clean over the winter. A number of manufacturers offer winterizing kits, and each has different directions. This is because some of the manufacturers recommend different products to accomplish the winterizing task. The nice thing about shutting down the pool for the cold months is that most pool winter kits are pre-measured – they have chemicals in proportions for just the size of pool in question.

Each of these winterizing kits will introduce extremely high levels of the chemicals into the pool. Some chemicals require that the pool filter be turned on while the chemicals are added. Some don’t require the use of the filter. Make sure to follow the directions for the kit that is being used – failure to do so could result in stains to the liner. If chemicals are incorrectly applied, it could result in a nasty surprise when the owner goes out to the pool in the spring. He could remove the pool cover to find an ugly stain on the pool liner, which would be difficult to remove, and require a lot of work to eliminate. Read the instructions.

October 27, 2013

Debt

Pay Off Your Student Loans Ahead Of Schedule With These Money Earning Ideas

When most students finish their college education, they graduate with a hefty amount of student loan debt. Investing in education is a wise investment since many of today’s top jobs require a college level education. However, paying off student loans can be a huge problem in your family’s financial plan.

If you are able to bring in more money, you can make extra student loan payments. However, most people do not have the time to work a second job when they already have a full-time job. If your regular job is already keeping you busy, it is time to think outside the box when it comes to making extra income.

If you want your loan balance to disappear quickly, it is important to apply your extra funds to the principal of the loan. Once you start making extra payments every month, you will be thrilled at how quickly your balance decreases. The following ideas can all help you make extra money that can be applied to student loan payments.

Sell Unwanted Items

We all have things in our homes that we do not need and will never use again. Instead of having those items clutter up your home, start selling them for cash! eBay and Amazon charge a commission from every sale, but there are plenty of ways to sell your items without paying a fee.

Craigslist allows an unlimited number of free listings, and the site allows you to focus on buyers in your area. Pictures are king on Craigslist, so be sure to include attractive pictures of your items with each listing. To avoid scammers, accept only cash for your items.

If yard sales are popular in your area, consider committing one weekend to hosting a yard or garage sale. You can make your sale a family effort by encouraging all of your family members to get rid of unwanted items. At the end of your sale, offer the items for 50 percent off to ensure that you do not have to put them back in your garage.

October 27, 2013

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