Shopping

Tips For Saving Money When Buying A Car

buying carIf you’re in the market for a new car, it’s important to look at cargo space, engine power, and technological features. Yet you’ll also probably have a certain budget in mind. Instead of just looking at the initial sticker price of the car, you’ll need to think about other expenses that go into owning and maintaining it to get the best value for your money.

Compare Used vs. New

Although there’s nothing quite as satisfying as buying the brand new model of your favourite car, you can get a great deal by purchasing the same model slightly used. Cars start to depreciate sharply as soon as they are driven off of the new car lot, meaning that you could save thousands of dollars on a slightly used model. If you choose to buy a new car, be sure to think about the eventual resale value. Taking your car in for regular tune-ups will keep its value high, as will choosing a premium brand over budget models. Colours like blue, red, and black are the best options for resale in comparison to trendier shades that will date your vehicle.

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Banking

3 Ways To Avoid NSF Fees

What are NSF fees?

NSF or nonsufficient funds fees are charged by your bank if you write a check and it bounces due to lack of funds.  Most banks charge a fee of $40 or more, so this is definitely a fee you want to avoid.

You can prevent NSF fees by doing the following:

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General

Cutting Down Your Cost For Insurance

The economy has been unstable and unpredictable over the past few years and many countries have seen their economy’s enter a recession. The crisis was generally unforeseen because of the previous years of economic growth. This was fueled by the property boom and a lot of reckless lending practices. The bubble finally burst in the latter half of the 2010’s as the housing market collapsed, and the global financial crisis intensified.

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General

Learn A Language For Free With Google Translator

I love free things, and when they are as cool as Google Translator, I must say I get excited.  In the past, whenever I wanted to learn simple phrases in another language, I always felt compelled to buy a book, but now, I just go onto Google Translator and simply type in the phrase I want to learn and then select the desired language.

To get to the tool, use your favourite search engine and type in ‘Google Translator’.  Next, in the left box, type in the word or phrase you are curious about.  Then on the right, use the drop down and select the language you want to learn.

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Banking

Five Reasons To Use Online Banking

Although most people now are taking advantage of doing their banking online, there are still many out there who are afraid to take the plunge.  They may think it’s not secure enough, or they may have just gotten used to paying their bills by mail or with a teller.  I am a big fan of online banking, and here a few reasons why:

1.  Online banking is a great way to pay your bills.

Most, if not all of your bills can be paid online through your bank’s online banking.  It only takes about a minute to set up a payee initially, and then your online banking will remember your bill information for the next time you need to pay your bill.  Paying your bills online ensures that your bill gets paid on time and it is a lot quicker and cheaper than sending your payment by mail or going in person to a branch.

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