Earn Extra Money

Should I Join An MLM Network?

By now I am sure you have heard of a lot of MLM networks that supposedly make you money. This is something that I strongly warn you about because some MLM networks are just scams that will take your money, shut down and then you are out of whatever your initial investment was. This is not good and that is why I want to explain to you a few of the different MLM networks and which ones you should join.

Now, in case you have not picked up on it just yet, you should join a MLM network if you are looking to increase your income without spending a lot of time doing it. I like some MLM networks because they don’t take a lot of time but more importantly, they give you the opportunity to build a team to work under you. Most people think that just because you are working in a pyramid type structure that this will be a pyramid scheme but that is not true. Just know that the majority of MLM networks actually work and below are some of the ones that I strongly recommend you join.

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August 10, 2012
Earn Extra Money

How To Make Extra Money On Craigslist

What is Craigslist?

By now you have probably heard of Craigslist, right? Craigslist is a website which caters to the entire world. The best part about Craigslist is that you can sell anything you want and it doesn’t cost you a cent. Think about it, where else can you do this very same thing?

How can I make money using Craigslist?

Now, if you want to make extra money on Craigslist, then it is imperative that you find a few items around your home to list. What you should do is list items for less than what you think they are worth. By doing this you can get people to buy your items just for the sake of it as opposed to waiting around until somebody actually needs what you have to offer. What I highly recommend is that you stay away from electronics as they are difficult to sell and usually are a big hassle to deal with.

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August 8, 2012
Budgeting

Charting A New Course To Financial Security

Let a simple graphic help you get the financial picture

If you’re on a fixed income, you understand the challenge of finding extra savings to build a nest egg for retirement, major expenses or simply to leave something behind for your family. Aside from the difficult — and in some cases, impossible — task of finding a way to supplement that income, the most important first step is getting a handle on where all the money goes.

A pie chart does the trick. And you don’t need to know how to use a computer to create one.

If you’re unfamiliar with a pie chart, the idea is simple. Gather your spending data; break it into categories like food, utilities and gas; and convert the information into a circular graphic that displays each category as a color-coded percentage of the whole “pie” (which represents 100 percent of your spending).

You can do this by hand, of course, but who has the time? If you’re handy with Microsoft Excel or a free online service like Google Spreadsheets, you can create one in minutes. A few Web sites, such as Chartpart.com or Yellowpipe, make it even easier. Just plug some number and categories into a form and you’ll get a custom pie chart that can even be embedded in a blog or personal Web site.

Once your information is displayed graphically, you may be surprised by the results. It’s one thing to watch Game of Thrones on HBO and feel like you’re getting something of value; it’s entirely another to see that those 100 channels and premium offerings are sucking up five percent of your annual income. Better to ditch the cable, get a digital antenna, subscribe to an online DVD service like Netflix and stash the savings in a “rainy day” or retirement account.

Is your Starbucks habit having unintended consequences? Does your pricey subscription to People mean the difference between living small and saving big?

Such small, incremental changes to wasteful are much easier to identify with some organization. And those modifications are critical to ramping up your savings for the things in that really matter, like a more comfortable retirement or a safe landing when life spins out of control.

It’s as easy as, well, pie.

 

August 6, 2012
Earn Extra Money

How To Make Money By Peer To Peer Lending

What is peer to peer lending?

Have you ever heard of peer to peer lending? Peer to peer lending is where you lend money to another person. The benefit of doing this is that you will get the interest payment sent to you as opposed to simply putting your money in the bank. Think about it, if you make a lousy .5% by saving money at the bank and you can make 6-9% by lending money to other people, which one would you choose? My guess is that you would rather make the 6-9% and that is why you need to participate in peer to peer lending.

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August 3, 2012
Earn Extra Money

Is It Possible To Make Money From Twitter?

Do you have a Twitter account? What do you use your Twitter account for? I only ask this because most people use their Twitter accounts to give updates to friends and that’s about it, however, there is much more than you can do with Twitter. One of the things that I strongly recommend is that you use Twitter to actually make you money.

Now this is where a lot of people get confused because you can’t make money with Twitter if you don’t have a good following. So you should try as hard as you can to get more people to follow you on Twitter and then promote different products to them, get them to go back to a website where you are selling something or just sell your Tweets. These are all things that you can do and I am going to explain how all three of them work right now.

Three Ways To Make Money From Twitter

Promote Products – In order to make money from Twitter it is always a good idea to promote products. A lot of people like to promote products but the problem is they are not doing it right. The best thing for you to do is casually bring up a product in passing and then add a link to that product. This is what the most successful people do on Twitter and it really works.

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August 1, 2012