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5 Ways To Reduce Your Weekly Food Bill

There are no two ways about it, most of the world is in the grips of the worst recession the country has ever seen. The economy has contracted for a second time, hence the ‘double dip’ recession and unemployment is at a record 8.2% in the UK and with further government public sector cuts on the way, this is set to increase. There have been a number of articles published about how to survive the recession, which includes things like building up savings, reducing spending etc., however this article focuses more closely on one of the major monthly outgoings, the weekly food bill and how to keep this to a minimum.

The weekly shop is a necessary family activity. It can be fraught with worry however, as feeding a family of any size is now more expensive than ever and families currently have less disposable income than before. Therefore we have put together five practical suggestions for keeping the food bill to a minimum.

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June 24, 2012
General

Kick Your Smoking Habit – Save Loads of Cash

I stopped smoking about a year ago. It took about four months and about three false starts, but I quit cold turkey. I had picked up the habit during college. It was the only way to grab a quick break during my days as a waitress, and once the habit was formed, it stuck.

There were plenty of reasons to quit. If you’re a smoker, you’ve heard them all. All of the health effects – coronary and pulmonary diseases, yellowing of the nails and teeth, cancer – weren’t enough to stop me.

It was the actual cost of cigarettes that converted me into a non-smoker.

It was just a normal day. I was driving to work, but I pulled over and went into a gas station to buy a pack of cigarettes. When I pushed a ten dollar bill across the counter, I was shocked to only get two dollars and some change back. I thought, “There must be some mistake. It’s not that expensive, is it?”

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June 22, 2012
Money Saving Tips

Make Your Own Granola

It is important that you eat a healthy breakfast so you have enough energy to get through your day.  I have recently gotten into the habit of eating granola for breakfast.  I started buying it ready made at the store and found that it is too expensive, so I decided to make my own.  I went to my favorite recipe website called allrecipes.com, and found a really great recipe called Megan’s Granola.  I tweaked it a little and here are the ingredients and directions in case you would like to make it too.

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June 20, 2012
Money Saving Tips

How To Save Money By Recycling

Recycling has become not just important, but necessary in our time. This is true not only with regard to protecting the environment, but also to ease the economy.  There are many ways in which buyers can save money by recycling. Below are a number of ways to shop economically through recycling.

Exchange Old Goods 

Exchanging old goods not only reduces the load rising in landfills, but also offers a means for old items to be used again, even in new ways. This trade-in practice involves materials, including clothes and blankets, as well as many other items, such as cardboard, wood, metals, glass, plastic and paper. Recycling centers in every area offer payback for an exchange of certain materials. Metal and plastic are common, such as milk jugs and coffee or soup cans. Some computer or appliance stores offer discounts to consumers who trade in old equipment. This effort minimizes the accumulation of garbage and cuts down on new purchases that are already expensive and continue to rise in cost.

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June 18, 2012
General

Insurance Guidelines For Your Small Business

Comprehension in regards to insurance for any small business is often perceived by owners as imperceptible and overpowering. With so many reservations as to what is really vital or what can be eliminated, it is critical that a business owner can trust their insurance agent in providing the appropriate coverage needed.

Regardless of what small business you are in, you should always have:
• Liability insurance
• Property insurance
• Workers compensation insurance.

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June 15, 2012