Money Saving Tips

How The iPad Can Keep You On Track Financially

Just as there are many types of money management apps for other technological gadgets, the iPad also offers a wide variety of apps that can help you stay on top of your finances.

I recently received an email from one of my readers who shared with me a link to a great article that lists ten iPad apps to help you manage your money.  Apps listed include Mint.com, Pageonce, Ace Budget, and many others.  Some of these apps will aid you in creating and sticking to a budget.  Others help you to locate the closest ATM machine if you need some cash.  Another handy one helps you keep track of your bills so that you never pay late fees again.

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November 11, 2011
Family

Financial Steps To Consider Before Marriage

Music lyrists would have us believe that ‘even though we ain’t got money, I’m so in love with you honey’ is enough to guarantee a fairy tale future. And while it’s also true that money can’t buy love, it sure can ease the finances in a relationship. But for most us, financial struggles are an accepted way of life.

Marriage doesn’t only join lives, but bank accounts and debt, as well as to bring people together that may have different views on finance and money management. So before you pop the question to commit to a lifetime together, there are questions that need to be answered and issues that need to be addressed. Here are some things you should do before saying “I do” to prevent financial disasters after marriage.

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November 9, 2011
Taxes

Common Tax Questions Series 4 – Claims and Tax Deductions

Don’t we all want to know about tax deductions?  It’s good to take advantage of any deductions that we possibly can.  Learn more about these deductions by checking out the commonly asked tax questions below.

Are legal fees tax deductible?

Most legal fees are not tax deductible. Legal fees associated with recovering income such as spousal support or lost wages are deductible. Otherwise, legal fees are not deductible.  A general rule of thumb is that if the settlement is taxable income, then the fees are deductible.  If the settlement is not taxable (e.g. money from a personal injury settlement) then the legal fees are not deductible.

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November 7, 2011
Debt

5 Things To Consider Before Buying Mortgage Life Insurance

Buying extra life insurance that is attached to your mortgage may be a good idea for some folks; however, there are a few things you should consider before making your decision.

1. Do you already have life insurance?  You may already have adequate life insurance through your work or another company.  If you already have enough to cover all expenses plus your mortgage, then you have no need for additional insurance.  However, if you dig up your paperwork and discover that you don’t have enough to cover all anticipated expenses plus your mortgage, you may very well benefit from buying mortgage life insurance.

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November 4, 2011
General

5 Things I Did To Prepare For My Job Interview

I recently had a job interview that fortunately reaped good results.  I got the job I wanted!   Below are five things I did to prepare for this interview.

1. I didn’t take this interview opportunity for granted.  I realized how hard it is to actually get the opportunity for an interview and I wanted to make the most of it.  I had sent out so many resumes and I never heard from most of the companies I had submitted them to, so I knew this interview opportunity should not be taken lightly.

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November 2, 2011