If you are tired of paying all those bank fees for using your debit card, a great way to eliminate them is to use your credit card instead. This should only be done, however, if you pay off your balance every month when it is due, otherwise, you are stuck with incredibly high interest charges and then there’s no point in doing what I am suggesting.
Many people decide that they are going to start saving, but rather than figuring out how much to save, they simply set up automatic contributions to their Registered Retirement Savings Plans (RRSPs) and Tax Free Savings Accounts (TFSAs) for random amounts, often overestimating how much they can afford to save. This can create some negative consequences.
Sometimes it is easy to get suckered into buying more than we need because the price sometimes drops when you buy more. However, if you end up buying more than you need and you end up letting some go to waste, then you have really not saved any money at all.
For example, one time my husband and I were really hungry and we stopped at a grocery store. The lady behind the counter was selling various flavors of chicken wings and she managed to persuade us to buy two pounds of them! You see, the price dropped by a dollar a pound if we bought at least two pounds. Her argument was you might as well get two pounds since the price drops.
My husband and I travel every year, usually taking a road trip for at least a couple of weeks at a time. Right now we are on a more extensive road trip, taking a significant amount of time driving around the United States and Canada. Until just recently, we managed to avoid staying in any sort of hotel or motel for almost 6 years.