General

Why Travel Medical Insurance Is Important

Traveling is a wonderful experience.  It is always nice to see a different part of the world whether it is by car or boat or plane.  It is important, however, that you prepare properly for your trip by purchasing appropriate travel insurance.  First check to see if your employee benefits package contains the proper travel medical insurance.  Also, see if any other insurance you already pay for will provide you with coverage.  If not, then you need to read on.

During the past few years my husband and I have taken several road trips that have taken us to both Canadian coasts as well as down into the United States.  Until recently, however, we never even thought of buying travel medical insurance.  Thankfully nothing happened to us that would require the need for medical assistance, however, if it had, especially during our travels to the States, we would seriously have regretted overlooking the importance of travel medical insurance.

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Family

Do You Have A Will?

Recently my husband and I decided it was time for us to create a will and set up a
power of attorney.  We have been married now for about 6 years and we realized that if something happened to both of us at the same time, no one would really know what we would want done with our assets.

This realization prompted us to pay the $275 worth of lawyer fees to get everything set up.  If you don’t have a will, maybe it’s time you thought of setting one up.  Although it is somewhat uncomfortable thinking about a time when you won’t be on this earth, it is inevitable and we might as well just face that fact. You never know when your last day may be, and we can never discount the possibility that a terrible accident may cut our life short. Of course, in these cases, it’s important for loved ones to hire experienced wrongful death attorneys in your area to gain legal advice, but if you have written a will, the whole process will be made much easier for them.

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Shopping

Are You Really Getting Free Stuff?

Daily we are bombarded with all sorts of advertisements, whether it’s on TV, on the radio, or on a sign while commuting to work.  Advertisements are unavoidable, and there are many of them that say they will give you something for free.  Free is good, we think, and we may fall into the trap of buying an overpriced item because we actually think we are getting something for nothing.  That is usually not the case.

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Money Saving Tips

Why I Buy Gas At Superstore

For the last 6 years or so I have bought all my gasoline at Superstore gas stations.  It has saved me a lot of money.  Not only does Superstore often sell gas at slightly cheaper prices than other gas stations, it also provides its customers with an incentive – they give you Superbucks to redeem at Superstore.  The amount per litre that you get back in the form of Superbucks varies depending on the province you live in.

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Money Saving Tips

The Canadian Retirement Income Calculator

On the Service Canada website, there is a calculator that is quite interesting and eye-opening.  It takes you through a series of steps to help you to determine how much income you can expect during your retirement based on projections for Canada Pension (CPP), Old Age Security (OAS), and a number of other factors.

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