Money Saving Tips

Save Money On Office Space

One of the biggest hurdles for any business venture can be the thorny subject of
office space. As well as being a substantial cost, finding the right location and size
of office can also be problematical.

However, internet technology is allowing business owners to cut their costs
thanks to the ability to carry out office space comparison in much the same way
as comparing deals on broadband or mobile phones.

Continue Reading

Taxes

Last Minute Tax Tips

  • Avoid the late filing penalty: Even if you can’t pay your balance owing, file your tax return by the deadline. It will save you the late filing penalty.
  • Both spouses should file: Make sure you or your spouse or common-law partner file a tax return on time if you want to begin or continue receiving the Canada Child Tax Benefit payment.

Continue Reading

Debt

Even A Billionaire Can Go Broke

My husband came across a bizarre Yahoo! Finance article entitled From Billionaire To Broke about a woman who received a divorce settlement of about a billion dollars but who managed to squander it all away and she ended up in the hole to boot!  Even though she was able to earn about $1.6 million dollars in interest every week, she still managed to end up owing $66 million dollars to the bank in the end.

Continue Reading

Debt

Cash Advance Loans a Preferred Alternative to Loan Sharks

According to a July 2008 report in The Times of London, an estimated 165,000 to 200,000 people in the UK are indebted to loan sharks. Since the financial crises began a few months later, this number is likely to have risen. The government considers loan sharks to be a high-level crime because of their links to organized crime and the violence that often accompanies such transactions.

This is one of the reasons why the Office of Fair Trade recognizes cash advance loans as a preferred, alternative means of consumer finance. While credit cards and other traditional bank loans might (but not always) offer better loan terms, a cash advance is a means for working people to cover off on financial obligations in a responsible way.

Continue Reading

General

Should I Sell My Wedding Dress?

After getting married, I kept my wedding dress tucked away at one end of my closet for about five and a half years and then decided that there really was no point in keeping it anymore.  It took up a lot of room and I knew the likelihood of me ever wearing it again was slim to none.

My friend suggested that I try to sell it, but somehow it just didn’t seem right.  It somehow seemed really unsentimental.  So, instead, I decided to just donate it to a local thrift store.  Maybe that doesn’t sound very sentimental to you, either, but to me it made more sense.  Part of the reason is because I didn’t spend a ton of money on my dress, relative to how much many wedding dresses cost.  And who knows?  Maybe my dress will make someone else’s day really special!

Continue Reading