Are you still using the same bank account that you had when you were a child? If so, it’s time for you to review your bank accounts. This is also a good idea for anyone who hasn’t done a review of his/her bank accounts for a long time. You may be surprised to discover that you have been spending a lot of money on service fees simply because you don’t have the right banking package, or you could be forfeiting earning interest because you don’t have an interest bearing account.
The key is to be proactive. The best way to ensure you are using the best banking package to suit your needs, is to get a hold of a copy of the statement of fees for your financial institutions holding your accounts and determine what fees you are being charged on a regular basis. You can often find fee information online as well. Also, most accounts set up for children pay a very low interest rate, so if you are still using one, you should contact your financial institution and get it changed over to an interest-bearing account.
from the library and I found it really helpful and interesting. The authors provide a lot of insight on the struggles couples face when it comes to discussing money. The book is full of practical ideas on how to get your finances in order through cooperation and effective communication.