Pennysaverblog – Page 321 – Smart Finance and Money Saving Tips

Household

How Attached Are You To Your Stuff?

Have you ever went through your closet or storage room and discovered all kinds of things that you never use, but are still reluctant to part with them? I know I have experienced this recently. My husband and I were doing some Spring cleaning – room by room we went through our stuff with the intent of getting rid of clutter.

While doing this I discovered that I attach memories to stuff, and even if the item is completely useless and will just remain on the shelf collecting dust, for some reason it feels like I would be violating some kind of fundamental law by getting rid of it. My husband, on the other hand, doesn’t seem to allow himself to become attached to things at all, which makes it really easy for him to get rid of any unnecessary items.

May 20, 2010

General

Is It Possible To Be Too Frugal?

There is nothing wrong with being frugal, at least to a point, but is there ever a time when people can go just a little too far in trying to save their pennies?

When I was a university student I was extremely frugal. I only took the bus when absolutely necessary and whenever possible I would ride my bike or walk to my destinations. I bought the bare minimum food that I needed and always bought the cheapest of everything. I bought my clothes at thrift stores when I had to, but seldom bought anything for myself other than absolute necessities. My goal was to reduce the amount of student loans I would need. My lifestyle paid off, but some people might consider my style as too frugal.

May 18, 2010

Book Reviews

Personal Finance For Canadians For Dummies Book Review

Personal Finance For Canadians For Dummies by Eric Tyson, MBA and Tony Martin

Personal Finance For Canadians For Dummies is a great read for anyone wanting to brush up on various aspects of personal finance ranging from reducing taxes to investing to budgeting.

I really appreciate the style of writing used in this book as it is so easy to follow and understand, and believe it or not, the book isn’t boring like so many finance books seem to be.

May 16, 2010

Shopping

Is It Worth Your Money? Take The Quiz To Find Out

Do you think it is worth the money to have a lawyer draw up your will?

Do you consider generic prescription drugs to be as effective as the more expensive brand names?

These and other topics are brought up in the Kiplinger.com quiz “Is It Worth It?”

To buy or not to buy- that is the question. There are certain things that are offered to us that may seem like a good idea but later we find out that we wasted a lot of money for nothing.

Before reading any further, I would encourage you to take the short “Is It Worth It?” quiz on Kiplinger.com under the Spending Wisely section.

May 14, 2010

General

Pennysaverblog 100 Day Challenge Update 4

There are 42 days left of my 100-Day Challenge, and it definitely is a real challenge for me right now. I have been struggling to make exercising a priority as it was never really a top priority for me before. Nevertheless, most days I have still managed to get at least 15 minutes of exercise. The odd day that I miss I try to make up for on the other days by doing at least 30 minutes or more of exercise. I do feel a bit like a failure, though, when it comes to the exercise piece of my challenge.

So far I have managed to keep within my $100 entertainment budget. Since the last update I spent $5.00 on ice cream while hanging out with a friend. So that means I still have $55 remaining. I have discovered that it is not easy to stick within this small budget for such a long period of time. I hope I can stick to it.

May 12, 2010

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