When I attended university I lived on a tight budget. Here are just a few of the things that I did to help me save money while studying:
1. I lived with roommates to share the rent and utility costs. Four of us girls all lived in a house and the rent was less than $200 each. Splitting the utility bills 4 ways made it a lot easier on the budget.
2. I did a lot of tutoring and then got a part time job that worked with my school schedule. Tutoring is great because when you are your own boss you can pick and choose when you work.
3. I took a bus rather than buying a car. Rather than spending money on gas, car maintenance, and insurance, I took advantage of the student rate for a monthly bus pass. Whenever possible, I also rode my bicycle or walked.
4. I packed my own lunches rather than buying food at the university cafeterias and shops. I also brought along snacks so I wouldn’t be tempted to buy junk food from the expensive vending machines.
5. For my English literature classes, rather than buying all of the required novels, I borrowed some of them from the library. Whenever possible I bought used textbooks from other students or from the Archive bookstore on campus. I also took as many full year classes as I could because it reduced the amount of textbooks I would have to purchase.
6. I informed my bank that I was a student and got great discounts, paying very few fees. I also took advantage of other student discounts at retail stores, etc. Students get a lot of great deals!
7. When we first moved into the house we were renting, we had almost no furniture. We went to a few yard sales and it didn’t take a lot of money to furnish our home. I still have the rocking chair I bought at a yard sale for $10!
8. I reused my binders and other supplies every year rather than buying new ones.

Shameless Shortcuts: 1,027 Tips and Techniques That Help You Save Time, Save Money, and Save Work Every Day! Edited by Fern Marshall Bradley and the Editors of Yankee Magazine
Want to save on dentist bills by keeping your teeth healthy? Use an electric toothbrush! If you hate going to the dentist as much as I do, you will consider it. I recently started to use one and I can really feel the difference. After I brush, my teeth feel extremely clean. It took me a while to be convinced. After a recent visit to the dentist and a “small procedure”, I was willing to try anything! My husband has been using one for over a year now and he bought me one but I stubbornly continued to use the old-fashioned kind, until now!