Shopping

Avoid Marketing Ploys At The Grocery Store

avoid marketing ploys at the grocery storeGrocery stores want you to spend as much money as possible, so they deliberately display their inventory in such a way as to make you think you need to buy more!   Not only do they want you to buy more, they use sophisticated tactics to entice you to buy the most expensive products.   Keep these strategies in mind whenever you shop and you will get the most for your money.

1.  Most retail stores place the most expensive products at eye level.  Be sure to look both above and below eye level and you will likely find similar products at a much lower price.

2.   Just because you’ve tried a free sample of a product in a grocery store, don’t feel obligated to buy the product.  Buy the item only if it’s something that you actually want, and be sure to check the price first.

3.  If you decide to buy a grocery item because it’s on sale, recheck your list and your shopping cart.  Determine whether or not the new item can replace a similar item rather than adding another item to your list. It is better to substitute than to add so you can stay within your budget.

4.  Often grocery stores will place complementary items together such as cocktail sauces with seafood, croutons near lettuce, or whip cream near strawberries.  When stores do this they are banking on their shoppers’ impulsiveness.  Often the complementary item is a high cost item.  Instead of selecting it on the spot, if you think you might want to buy it, add it to your list and then check out the aisle where other varieties can also be found so you can compare prices.

5.  Another common tactic grocery stores use is to place chips, candy, and other sweets and junk food in the areas where crowds build up due to lineups.  It’s so tempting to grab a few of these items and throw them in your cart.   That’s why it always good to eat before going grocery shopping.  If you shop when you’re hungry, you will almost always give in to these impulse buys while waiting in line.

Money Saving Tips

5 Computer Tips That Will Save You Money & Frustration

1.  Consider buying a Macintosh computer.  My husband and I have had the bestcomputer tips to save you money and frustration experiences with Macintosh computers because they never seem to give us any trouble.  I can’t recall even one time that we had to restart it due to an error.  They are more expensive than PCs and at first I wasn’t sure it was worth spending the extra money, but based on our positive experiences with our Mac mini, I would highly recommend Apple computers to anyone.  They are less likely to give you trouble with spyware or viruses and they will save you from a lot of grief and frustration.

2.  If you use a PC, there are some simple things you can do to prevent paying hefty repair fees.  If you are getting strange errors that you don’t understand, the best thing to do first is to simply restart your computer.  Sometimes it works better if you shut it down completely for a few minutes.  I’m not  sure why, but often this fixes the problem.

3.  If that doesn’t work, before calling the repair shop, try updating your operating system.   Often that is the first thing the repair guy will do anyway, and it might fix your computer problem.  Why pay someone the big bucks to update Windows when you can do it yourself?  To update Windows, launch the Internet and open up your browser.   Click on the “Tools” menu at the top of the page and click on “Windows update”.  You will then see the Microsoft website which will check to see if your computer needs any updates.  Follow the prompts to download the updates and hopefully your problem will be solved.  If you use Windows XP, the computer can update automatically.  All you need to do is go to Start, Control Panel, click on “Security Center” and then turn on “Automatic Upgrades”.  If your computer still has problems, at least the repairman won’t have to spend extra time doing updates on your dime.

4.   Keep your laptop battery healthy by letting it completely drain before recharging.  If you keep it plugged into the charger all of the time it will weaken your battery.

5.  Speed up your computer by removing programs you don’t use.  If you use a Windows operating system, you can get rid of unused programs by going to the Control Panel and selecting “Add or Remove Programs”.  Simply browse through the list and remove the programs you are sure you won’t need.

General

Famous Quotes About Money

I love it when I come across interesting famous quotes.  Here are a few that I thought were either entertaining, interesting, or thought provoking.  Hope you enjoy them, too!

A nickel ain’t worth a dime anymore. -Yogi Berra

If money be not thy servant, it will be thy master.  The covetous man cannot so properly be said to possess wealth, as that may be said to possess him. -Francis Bacon

Money is like manure; it’s not worth a thing unless it’s spread around encouraging young things to grow. -Thornton Wilder

My problem lies in reconciling my gross habits with my net income.  -Errol Flynn

They who are of the opinion that Money will do everything, may very well be suspected to do everything for Money.  -George Savile

When I have money, I get rid of it quickly, lest it find a way into my heart.  -John Wesley

It’s good to have money and the things that money can buy, but it’s good, too, to check up once in a while and make sure that you haven’t lost the things that money can’t buy.  -George Horace Lorimer

Inflation is when you pay fifteen dollars for the ten-dollar haircut you used to get for five dollars when you had hair.  -Sam Ewing

Always borrow money from a pessimist, he doesn’t expect to be paid back.  -Author Unknown

It frees you from doing things you dislike.  Since I dislike doing nearly everything, money is handy.  -Groucho Marx

The economy depends about as much on economists as the weather does on weather forecasters.  -Jean-Paul Kauffmann

Money will buy you a pretty good dog, but it won’t buy the wag of his tail.  -Henry Wheeler Shaw

People are living longer than ever before, a phenomenon undoubtedly made necessary by the 30-year mortgage.  -Doug Larson

In the old days a man who saved money was a miser; nowadays he’s a wonder.  -Author Unknown

Money may be the husk of many things but not the kernel.  It brings you food, but not appetite; medicine, but not health; acquaintance, but not friends; servants, but not loyalty; days of joy, but not peace or happiness.  -Henrik Ibsen

If money is your hope for independence you will never have it.  The only real security that a man will have in this world is a reserve of knowledge, experience, and ability.  -Henry Ford

Do not value money for any more nor any less than its worth; it is a good servant but a bad master.  -Alexandre Dumas

Empty pockets never held anyone back.  Only empty heads and empty hearts can do that.  -Norman Vincent Peale

By the time I have money to burn, my fire will have burnt out.  -Author Unknown

That money talks I’ll not deny,I heard it once: It said, “Goodbye.” -Richard Armou

Household

20 Neat Ways To Use White Vinegar

20 neat ways to use vinegar around the house and yardAfter reading some books and browsing the Internet, I have come to discover that plain old white distilled vinegar is an amazing product.  It is inexpensive, nontoxic, and can be used for so many different things around the house and yard, not to mention in the garage.  Below is a list of some of the ways you can use vinegar in place of more expensive, and possibly toxic products:

1.  Clean pen marks off of painted walls by dipping a cloth into vinegar and dabbing in onto the marks.  Repeat until the marks disappear.

2.  Clean your piano keys by mixing half a cup of vinegar with 2 cups of water.  Use a soft cloth and wring it out thoroughly before wiping down the keys.  Use a dry cloth to remove the moisture and then leave the keyboard uncovered for 24 hours.

3.  Clean your computer, printer, keyboard, and other home office gear by mixing an equal part of vinegar and water and wiping them down. Be sure to shut them off first and wring out your cloth well so water doesn’t damage the circuits inside.

4.  Get rid of the cigarette smoke smell from inside your home by pouring some vinegar into a bowl and setting it in the room with the strongest odor.  Within a day the odor should be gone.  If the smell is really strong, set out a few bowls.

5.  Remove salt from your boots by wiping it off with a cloth soaked in vinegar.  No need to dilute the vinegar.

6.  Clean your windshield wiper blades by wiping them down with full strength vinegar.

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Money Saving Tips

Don’t Buy Clothes Just Because They’re On Sale

don't buy clothes just because they're on saleSo often when I go shopping I am tempted to buy clothes that are on sale, even if I am not sure I will ever actually wear them.  At the time, it seems perfectly logical.  The clothes are cheap!!! 🙂  What I have come to realize is that I still need to force myself to consider the same criteria for clearance items that I would use for regular priced items.  I have to ask myself:  Do I really like this item?  Where would I wear it?  What could I wear it with? Does the color suit me?  Do I really need it?  If I can satisfactorily answer all of the above, then it truly is a good deal.  If not, then no matter how cheap the item is, it is actually expensive because it means I spent money on something I will never use.