Household

5 Creative Uses for Aspirin

uses for Aspirin tablets Nearly everyone keeps a bottle of Aspirin in their medicine cabinet.  Who would have thought they could be useful for more than just getting rid of a bad headache! 

1. Revive dead car batteries: If you are unable to find anyone to give you a boost, a way to revive your battery is to drop 2 Aspirin tablets directly into the battery to produce one final charge so you can drive to a garage.

2. Control Dandruff: You can treat dandruff by crushing 2 Aspirin tablets and mixing it with your shampoo.  Keep the mixture in your hair for about 3 minutes, rinse well, and then wash your hair again with plain shampoo.

3. Relieve mosquito bites and bee stings.  Rub Aspirin over the irritated areas on your skin and it will relieve the inflammation.

4. Prolong the life of cut flowers.  Crush an Aspirin tablet and mix it with the water in your vase before adding your flowers. 

5. Remove perspiration stains. Crush 2-3 Aspirin tablets and mix with a half cup of warm water.  Soak the stained area in the mixture for about 3 hours.

April 9, 2009
Banking

8 Ways to Boost Your Credit Score

Maintaining a high credit score is important if you are planning to use debt to purchase a home or vehicle. boost your credit scoreThe higher your score, the better your interest rate will be which will result in significant savings. Below are some tips to follow if you want to boost your credit score.

1. Avoid using a P.O. Box because it makes credit bureaus think that you either lost your home or that you are the victim of identity theft.

2. Shred your financial statements or anything that contains any of your financial information to prevent thieves from stealing your identity.

3. Pay all of your bills on time. If you are late on one vehicle loan or credit card payment your other lenders may jack up your interest rates.

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April 8, 2009
Money Saving Tips

Use Your Coupon Books

Coupon books can save you a lot of money, that is, if you use them! The problem is that so often we buy them to support a fundraiser and then we misplace them only to discover them a year later when all the coupons have expired. I recommend keeping your coupon book handy and visible so you remember to browse through it and take advantage of the savings. If it is small enough, carry it in your purse or keep it in the glove box of your vehicle.

Coupon books are a great way to save money when you are on vacation, too. If you plan to spend a week or two in a specific city and hope to check out the tourist spots and shops, buy a coupon book and use the coupons at restaurants, tourist spots, shops, hotels, golf courses, etc. It will allow you to do more and spend less.

April 7, 2009
Budgeting

How To Make a Budget

The first thing you need to do if you want to make a budget is to gather all of your monthly bills together and sit down at the table and compare your income to your expenses.  The ultimate goal for making a budget is to ensure that you are spending less than you are earning.  If you are already at that point, that is great.  If not, don’t worry, that is why you are making a budget. 

 To get you started, I have included some expenses that you may incur in your household:

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April 6, 2009
Travel & Entertainment

Make Good Use of Your Local Library

Libraries are a great way to provide entertainment for your whole family at very little or no cost. You’re paying for them with your taxes anyway; you might as well reap their benefits. Why buy books when you can read them for free? Most of the time we only read them once anyway and then they collect dust on the shelf. If you don’t have a lot of spare time to wander through the library searching for books, check out your library’s website. You will more than likely be able to request the book that you want so they can put it on hold for you. That way you just have to pick it up and it saves you the extra time. Libraries usually also have movies that you can rent for little or no cost if you prefer movies to books. They have a wide variety of children’s books and of course many how- to books if you want to save money by learning how to do things yourself rather than hiring someone else to do odd jobs. There are also some great books out there for people who want to learn how to become financially free. I highly recommend the Rich Dad books by Robert Kiyosaki. They really inspired us. I will write more about those books later.

April 4, 2009