After a job loss or business failure, sometimes it can feel like the debt considerations pile up and keep us at a loss as how to deal with it all. Bankruptcy is probably a term that you’ve heard before, and it means declaring yourself financially destitute and unable to pay any of your creditor balances. It’s a sad state of affairs because doing so can mean that your credit rating is permanently tarnished, and some job opportunities might close to you if you have been bankrupt in the past.
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