Browsing Tag

buying a vehicle

Debt

Signs That You Have Found The Best Car Financing Loan

Car financing allows you to reduce your upfront costs when buying a new car. You can pay small amounts over time until you have fully paid your loan. You can find several car loan companies that could provide what you want. Despite these choices, not all of them are perfect for you. These are the signs that you have found the best car financing loan company.

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Shopping

How To Find The Best Deal On Your Next Car

It doesn’t matter if you are buying a new or used car, you still want to find the best possible vehicle for the best price. In fact, that can be the most time-consuming part of car hunting. However, there are things you can do to help you find the best price while still getting your hands on a good car.

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Shopping

Essential Versus Luxury Car Features – Which Do You Really Need?

luxury car features that you should ask forAre you in the market for a new car? If so, you might have your eye on one of the luxury vehicles that are on the market and if so, who could blame you? Aside from how attractive they are, there are so many features that they have that make driving a true pleasure.

However, if your budget is saying that you can’t really afford a luxury vehicle, the good news is that that there are some “luxury features” that you can request in a car that retails for far less money; features that will not just make you feel like you are living among the rich and famous, but will prove to be ones that you actually do need.

So what kind of essential luxury car features should you look for in a standard automobile? We’re so glad that you asked:

Leather seats. There are very few luxury cars that you’re going to see that do not have leather seats. Although they do make a car look quite expensive, there are some practical reasons for why manufacturers put leather in certain cars. Leather is comfortable, durable, it’s easy to clean, it doesn’t trap odor into the fabric and it’s great for individuals with allergies because things like dust, dirt and particles do not penetrate the fabric.

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Taxes

Did You Pay Tax Twice On Your Vehicle Purchase? You Can Get Your Money Back!

My husband and I recently bought a used vehicle through a dealership while living in Ontario.  We were charged 13% HST on the purchase price.  Shortly after buying the vehicle, we moved to Manitoba, a non HST province (called a nonparticipating province by the Canada Revenue Agency)  When we went to register and insure our vehicle in Manitoba, we were informed that we would have to pay PST on the vehicle again!  We were completely dumbfounded as this would mean that we would pay 20% tax on our vehicle!  Yikes!

Fortunately, I found out that there is a way for us to get back the provincial portion of the HST that we paid in Ontario.  I contacted the Canada Revenue Agency (CRA) and they informed me that all I had to do was complete a form called the GST 495 and submit proof that we paid the tax twice.   Note that CRA wants the original copies of anything you send in, and they will eventually send it all back to you.

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