Are you in need of a personal loan? If so, you may have more options than you realize to get that loan. Whether you have perfect credit or not so great credit, lets take a look at some options that you have available to you to get that loan.
Ask a Local Bank or Credit Union for Money
When you go to a local bank or credit union, you have a few different loan products that you can choose from. You can apply for a credit card, apply for a personal loan or apply for a home equity loan or line of credit. The credit card and home equity loan are generally reserved for those who have good credit. However, you can usually get a personal loan regardless of your credit score.