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Money Saving Tips

Out With Coupons And In With The Savings Apps

Are you tired of lugging those heavy books of coupons around the stores with you? You’re not alone. While couponing can save some serious moola, it can also be a big headache. There’s all the clipping, organizing, storing and purging of expired coupons to deal with. Not to mention that it can get quite confusing during checkout when you’re trying to pull out all the coupons you need. Good news – you don’t have to do that anymore! That’s right, apps have taken the place of all those cluttered coupons in your purse. Here are the details on some of the most popular savings apps for iPhone and Android.

SnipSnap

SnipSnap is a revolutionary tool when it comes to coupons. Rather than having only electronic coupons on your phone, you can actually snap a picture of your coupons, save them to your phone and redeem them at most stores. Not only will you have your coupons handy without shuffling through lots of paper, but you’ll have their excellent tracking tools as well. The app sends expiration date alerts to let you know when your coupons are about to expire.

Target App

Target has great deals every day, but they send out coupons twice a month, too. Now, you can get alerts to the best deals the store has to offer and their coupons by using their smartphone app. Use it to shop online after you get your payday loans, and manage your Target gift cards right from the app. If you’re a frequent shopper at this store, this app is a must have.

September 29, 2013

Money Saving Tips

Dangerous Ways To Save Money For Your Family

The topic of saving money and having emergency funds is discussed widely now. The rise of unemployment a few years ago has scared so many people, they are now finding ways to put a cushion of money under their belt by any means they can. However, some methods are dangerous ways to save money for their family.

Cutting Back on Grocery Costs

Families are using coupons and paying attention to the sales ads of their local grocery stores. This can save families hundreds of dollars a year. However, some people are going to much more extreme methods of saving on their groceries, by cutting back on meals and purchasing less expensive meals.

For example, some families rely on their children to eat breakfast and lunch at school, which is nutritious, but may not be adequate food amounts for growing children. The parents will go to work only to have a free cup of coffee for breakfast and may even skip lunch or have a small snack. Dinner in some households consists of low nutritious foods such as packaged noodles.

September 28, 2013

Household

5 Tips For Saving Money On A House Painting Project

Whether you’ve finally decided on an accent wall in the living room, you want to repaint your interior for an updated look that features new color trends, or it’s time to address the peeling paint on your home’s exterior, you are probably aware of the fact that such projects do not come without an attendant price tag. Certainly painting is more affordable than remodeling or renovating, but that doesn’t necessarily mean that it’s cheap, especially if you plan on hiring professionals to get the job done for you. However, there are plenty of ways to save where your painting expenses are concerned, and with a little leg work and some common sense on your side you can make the right decision for your home and your budget. Here are just a few tips that will help you to shave dollars off the cost of your house painting project.

DIY. You might not be keen to get up on a ladder and paint the entire exterior of your home, but there are a lot of painting projects you can tackle in order to save some money on labor. For an outside project, for example, you can at least paint the window frames, including storm windows and screens (if applicable). And you can do some prep by masking off windows and doors with tape and plastic so that the painters can get right to work with their brushes, rollers, and airbrushing tools. As for interior jobs, there’s just no reason the average homeowner can’t tackle these instead of shelling out for a professional paint crew.

September 6, 2013

Household

5 Annual Home Maintenance Tips To Save You Money

When you buy your first residence and become a proud homeowner, you no doubt have a lot of ideas whirling through your head about how you can fix the place up. But beyond the repairs needed to make your home livable and the upgrades that will ensure the height of functionality while allowing you to put your personal stamp on the space, you’ll find that there are myriad home maintenance tasks that you’ll have to perform annually or semi-annually in order to keep your home in ship shape. And some go well beyond the demands of simple spring cleaning. Although you can always hire service providers to take care of these tasks for you (and some of them may require professional attention), there are also many home maintenance activities you can learn to do on your own in order to save some money. Here are a few you’ll definitely want to put on your list.

Watch where water is going. You might think that inspecting the roof and cleaning the gutters is all you need to do in order to make sure that water doesn’t damage your home. And while this is a good start, the truth of the matter is that you also need to pay attention to water levels around your home if you want to make sure it won’t seep in. In some cases, the downspouts on your gutters could be improperly aligned, causing water to pool rather than flow away from your foundations. Or your property could be improperly graded, bringing water towards the house instead of away from it (you might be surprised how often this occurs). Drains could get blocked during heavy rain. But by keeping an eye on the conditions around the outside of your home you can quickly spot problems and address them in order to avoid water damage. If an unfortunate event, such as flooding in your basement, occurs, you could reach out to the experts at somewhere like Protegrity Restoration to help you get things back in order once again.

August 31, 2013

Money Saving Tips

Top 5 Money Saving Cooking Tips

There’s no denying that cooking at home is cheaper than eating out (where you pay for the experience as much as the food). But that doesn’t mean that your grocery bill is cheap by any means. However, you can still find ways to save on cooking. If what you love about dining out, for example, is that you get to socialize and you don’t have to make your own food, you could still get the social experience you crave and save some time and money by hosting regular potlucks at your house for family and friends so that cooking duties and costs are spread out and everyone can participate. Of course, it isn’t practical to do this every night. So here are just a few tips to save you some money on everyday cooking.

Cook in bulk. You’ve no doubt heard of the concept of buying in bulk, and thanks to wholesale warehouse stores like Costco you can save a ton of money by purchasing items in bulk that you use frequently. However, you should also consider cooking in bulk. This is not only a great way to save time since you can cook and freeze several meals at once, and then simply thaw and reheat them on nights when you don’t necessarily feel like cooking, but it can also save you money. You’ll see less food waste from spoilage when you use up all the ingredients you’ve got. And when you have quick meals readily available at home, you’re less likely to splurge on outside dining options.

Go continental. Europeans traditionally hit up their local grocer daily to get the fresh items they’ll need for their meals. We could take a page from their playbook. Instead of shopping for weeks’ worth of meals at a time, increasing the potential for spoiled food, consider adding at least a couple of trips a week to your schedule. It may seem a bit more time consuming, but you won’t have to get as much stuff on each trip. And if you ride bikes to your market, you and your family can squeeze in some exercise and reduce fuel costs at the same time.

August 22, 2013

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