Browsing Tag

Money Saving Tips

How To Save Money On Halloween Costumes

I was listening to a CBC radio station last night and there was a feature about how much Canadian parents are spending on Halloween costumes for their children, and on Halloween in general. I could hardly believe my ears when I heard that parents were spending on average about $50 for one costume, and that’s not including all the accessories! Apparently by the time all is said and done, Halloween is costing between $100 and $150 per child in a Canadian household. Yikes!

This may be all fine and good for parents who can afford this, but it makes me sad to think of all the kids whose parents really shouldn’t be spending that much money on Halloween. The good news is that costumes can be made quite cheaply with some creativity and flexibility.

October 29, 2012

Budgeting

Little Treats Cost More Than You Think

If you suggest to someone that a little treat they’re planning is a waste of money, you run the risk of sounding like an old curmudgeon. After all, the people thinking about treating themselves will tell you that it’s relative pennies and well affordable.

They may well be right, but it’s far more probable that they aren’t. That’s because they set the amount off against their monthly total, seeing it in isolation of everything else so, yes, the cost seems miniscule.

October 18, 2012

Investing

Why Comparing Savings Deals Can Make You Money

Everyone will tell you that you need to save money, and while it is a good idea to save, you should not just put your money into the first savings vehicle you come across. Instead, you will find that it truly does pay to do your homework. Although it will take some time, it will be well worth it in the end.

High Interest Savings Accounts

For example, if you want to keep your money in a regular savings account, select one that has no monthly fees or transaction fees, and make sure that it pays the highest amount of interest. Most financial institutions have at least one type of high interest savings account, but not all are equal, so be sure to find out the details before making your choice. High interest savings accounts are good for money that you need access to and for big expenditures that you have planned in the near future.

August 14, 2012

Money Saving Tips

Is Inflexibility Costing Millions?

In the wake of the financial crisis, it’s no surprise that people have been looking to save money wherever possible. For the majority of people this has meant cutting back on a few luxuries and trying to shave a few pennies off day to day costs, whilst a minority have cut costs by accidentally (or intentionally) committing insurance fraud.

The irony is, however, that the easiest ways of saving money at the moment are being blindly ignored by the majority of the population. Recent research suggested that an embarrassing 17% of people have chosen to change financial providers in order to get a better deal.

July 23, 2012

Travel & Entertainment

How To Save Money While Eating Out

If you are like most people, then you absolutely enjoy eating out. This is normal; people don’t like to cook and would rather have their choice of anything that the restaurant has to offer. Now, it doesn’t matter if you are going to eat out at a fancy restaurant or a fast food establishment, there are some good ways to save money.

Before you rush out to your favorite place to eat, make sure you understand that eating out is not a good use of money. If you can cook at home as opposed to eating out, then you will be able to save a substantial amount of money. I know that most people won’t eat at home all the time and that is why I have a few solutions for you as to how you can save money.

July 23, 2012

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