If you have a pre-existing medical condition, there is a good chance that you will find it frustrating when you start shopping for medical insurance. Most medical insurance providers will turn down individuals who have pre-existing conditions. You’d like to think that anything having to do with your health wouldn’t involve stock prices and investor dividends, but the truth is that it does, especially in the private insurance sector. However, there are a number of ways to find out if you can get coverage, which is important, especially if you do have a medical condition or if you are getting older and your condition is getting worse. Here are some tips for shopping for health insurance when you have a pre-existing condition.
First, you want to find out what kind of insurance your employer provides. Most employers provide medical insurance regardless of a pre-existing condition. If you don’t get the same benefits as other employees, you may want to talk to your employer. If you aren’t getting insurance for some reason, you may want to find out why. In most cases, there is a very slim chance that you will be turned down for an insurance plan.