With all the options for shopping — online, offline, using your Smartphone — it’s not surprising that so many people have a financial problem due to overspending. If you find yourself spending more every month than you can afford, there are some tricks you can use to help curb your spending habit. Cutting back on what you spend may be difficult at first, but as you build responsible spending habits, you’ll find you have more money available for when you do want to splurge a little.
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shopping tips
There are so many great ways you can save money on groceries, what with online coupons, online flyers, apps catering to the frugal shopper, and so on, but here are some tried but true things I’ve noticed that have saved me money while shopping in a local grocery store.
Really pay attention at the cashier line. So many times I’ve noticed our local grocery store doesn’t seem to update their computers to reflect the sales prices. So, I have learned to watch the prices like a hawk as they are going through the checkout. Multiple times I have had to point out that the price of an item was incorrect. I’ve gotten kind of tired of doing this time and again, but it’s either that or may way too much for my purchases.
“Greed is good!” This is a well-known money quote for many families, which contribute to their money ambitions, but is it really clever to catch too many promotions? Today, we’ll talk about some of the valuable financial tips that will save you from big trouble in life by simplifying your bargains. So, lets begin!
Cheap is Cheap
Sellers always plan to offer products at very reasonable prices with little profit margins. These products are made by the material left during the manufacturing process. It has been observed that there are significant defects in these discounted products. The notion that “Everything here is cheap and yet in best quality” is no longer valid. Studies show that only 1/4th of discount products are real bargains. Therefore, our financial advice is: “Buy quality products once rather than repeatedly spending money on false bargains!”
Shopping for a wedding dress can be a harrowing process, what with trying on dozens of gowns to find the right one and then attempting to balance a budget with the prospect of purchasing the dress of your dreams. While you’re probably keen to save money wherever you can, you certainly don’t want to sacrifice style in the process. So here are just a few tips that should help you to meet all of your goals (fashionable and financial) when you shop for your wedding dress.
Shop trunk shows early. In most cases, trunk shows do not offer discount dresses, so you might wonder why you’d want to go. The main reason is to try on designer styles that local stores may not otherwise have in stock. Even if you can’t currently afford any of the dresses you slip into, going to these shows early in the planning process can help you out in a couple of ways. If you take photos and note the styles you like, you may be able to find them later on for less (once they’re out of season). Or you could look for something similar that costs less once you know what is flattering on you and which styles, cuts, or embellishments you prefer. And if you find the dress of your dreams, you can make a down payment and have plenty of time to pay it off before your big day. As a bonus, you’ll get a free consultation with representatives of the designer, and these professionals should be able to find the best look for you in their collection.
Shop online. If you have your heart set on a designer dress, consider that you may be able to find one online for less. Not only are there hundreds of discount dress websites to help you here, but you can also keep an eye on eBay or even Craigslist when you’re searching for a specific gown. Although you may end up with a second-hand dress, chances are it’s only been worn once.
If you’ve ever watched TLC’s Extreme Couponing program, then like us, you’ve probably been pretty amazed by just how much money a person can save by clipping (or scanning) coupons. And while it might seem as simple as selecting a couple of coupons, taking them to the store and earning your discounts, like most things in life, couponing does actually have a bit of a “science” to it.
If you’re interested in becoming a coupon pro, we certainly want you to be successful at it. That’s why we’ve provided you with a list of five newbie couponing mistakes that many people tend to make along with the things that you can personally do to avoid them.
Not researching many coupon websites. Sure, there are fliers that tend to come in newspapers and you might be familiar with the more popular websites such as Coupons.com, but the reality is that there are all kinds of websites and blogs that one, have different coupons posted and two, can show you how to get the most out of them. So, as you’re learning more about couponing, make a point to visit websites such as Couponing101, ImTHATLady, Fat Wallet, and Ebates for the best online shopping deals.